Waterford, Crawford County, Pennsylvania Property Taxes

Name: Property Tax Bills Across Waterford, Crawford County, Pennsylvania
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Waterford, PA effective property tax rate: 5.85%, significantly higher than the national median of 1.02%, but lower than the Pennsylvania state median of 2.81%.
Median Waterford, PA home value: $33,372
Median annual Waterford, PA tax bill: $1,954, $446 lower than the national median property tax bill of $2,400.

How are property taxes in Crawford calculated?

Property taxes in Waterford, PA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Waterford’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Waterford, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Waterford, Crawford County, Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.86%

Estimate Property Tax Bill

$598

$555

Ownwell’s Waterford Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Waterford with just two data points. By entering your property's estimated assessed value, our calculator applies Waterford’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Crawford County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Waterford, Crawford County, Pennsylvania

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell. Waterford in Crawford County, Pennsylvania, has an effective property tax rate that is notably higher than the national median. In fact, Waterford's rate stands out even when compared to other cities within Pennsylvania. This higher rate reflects the unique budgetary needs and property values within Waterford, which influence the tax rate set by local government entities. For property owners in Waterford, understanding these dynamics is crucial for managing tax liabilities. By appealing property tax assessments or seeking exemptions, residents can potentially reduce their tax burden. Comparing Waterford’s property tax rate to the median rates in Pennsylvania and the U.S. highlights the importance of being proactive in managing property taxes.

Property Tax Rates Across Waterford, Crawford County, Pennsylvania

Source: Ownwell

1.86%

2.82%

3.78%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Waterford Tax Rate

1.86%

Median Effective Crawford County Tax Rate

2.09%

Median Effective Pennsylvania Tax Rate

2.75%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Waterford, Crawford County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
16441	1.86%	1.86%	1.86%	1.86%	1.86%

Source: Ownwell

Property Tax Assessment Values Across Waterford, Crawford County, Pennsylvania

When examining property taxes in Waterford, PA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Crawford County assessment office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Crawford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Waterford. For example, the median home price in Waterford is $33,372, with tax bills ranging significantly across the county. Zip code 16441 has the highest median home price at $33,372.

Property Tax Assessment Values Across Waterford, Crawford County, Pennsylvania

Source: Ownwell

$18,001

$30,184

$42,366

Median Waterford Market Value

$32,158

Median Crawford County Market Value

$29,700

Median Pennsylvania Market Value

$118,310

Median United States Market Value

$235,294

Property Tax Assessment Values Across Waterford, Crawford County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
16441	$6,615	$21,750	$32,158	$38,315	$48,664

Source: Ownwell

Property Tax Bills Across Waterford, Crawford County, Pennsylvania

In Waterford, PA, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is a percentage of the home's market value, which can fluctuate based on market conditions. In Waterford, homeowners face a median property tax bill of $1,954, which is significantly lower than the national median of $2,400. This disparity highlights the relatively moderate tax burden on homeowners in the area. However, it's important to note that tax bills can vary, with the 25th percentile at $1,105 and the 90th percentile reaching up to $2,911. These variations depend on factors such as property location, size, and any applicable exemptions.

Ownwell offers valuable services to homeowners looking to reduce their property tax bills. By providing expert property tax appeal and exemption services, Ownwell can help homeowners ensure their properties are fairly assessed. This can lead to significant savings, as even a small reduction in assessed value can result in a lower tax bill. With Ownwell's assistance, homeowners in Waterford can potentially save hundreds of dollars annually.

Property Tax Bills Across Waterford, Crawford County, Pennsylvania

Source: Ownwell

$398

$634

$869

Median Waterford Tax Bill

$599

Median Crawford County Tax Bill

$669

Median Pennsylvania Tax Bill

$3,050

Median United States Tax Bill

$2,400

Property Tax Bills Across Waterford, Crawford County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
16441	$123	$405	$599	$714	$907

Source: Ownwell