Summerdale, Cumberland County, Pennsylvania Property Taxes

Local government entities determine tax rates, and these can differ significantly within a state. Each year, counties estimate the budget necessary to provide essential services, and this total is divided by the value of all taxable property within the area. This calculation establishes the property tax rate. While setting these rates involves votes and laws, this is essentially how it works annually.

In Summerdale, located in Cumberland County, the effective property tax rate is 1.84%, which is notably higher than the national median of 1.02%. This rate is consistent across the region, as Cumberland County's tax rate is the highest in the state. The higher rate reflects the county's financial needs and the value of properties within its jurisdiction. For residents, this means higher tax bills compared to the national median, though it aligns with Pennsylvania's median tax rate. Understanding these rates and how they are determined can help property owners better navigate and potentially appeal their property tax responsibilities.

In Summerdale, PA, property tax bills are calculated based on the assessed value of a home, which is determined by the Cumberland County tax assessor. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Factors such as property size, location, and improvements can influence the assessed value. Homeowners in Summerdale face a median property tax bill of $2,491, which is slightly above the national median of $2,400. This means that local homeowners pay a higher amount compared to many other parts of the country, which can significantly impact their finances.

Ownwell offers a valuable service by helping homeowners appeal their property tax assessments. By analyzing the property details and comparable properties, Ownwell can identify discrepancies in assessed values and assist in filing an appeal. This process can lead to a reduction in the tax bill, providing financial relief for homeowners. With expertise in property tax regulations, Ownwell ensures homeowners pay only their fair share, potentially saving them hundreds of dollars annually.