Lower Merion, Delaware County, Pennsylvania Property Taxes
Property Taxes in Lower Merion, Pennsylvania
Median Lower Merion, Pennsylvania effective property tax rate: 2.57%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Lower Merion, Pennsylvania home value: $359,850
Median annual Lower Merion, Pennsylvania tax bill: $9,253, $6,853 higher than the national median property tax bill of $2,400.
How are property taxes in Delaware calculated?
Property taxes in Lower Merion, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lower Merion's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lower Merion, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Lower Merion, Delaware County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.57%
Estimate Property Tax Bill
$9,248
$8,582
How Does the Lower Merion Property Tax Calculator Work?
Use this Lower Merion property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Lower Merion's median effective tax rate of 2.57% — based on actual property records in Delaware County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Lower Merion's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Lower Merion: rates range from 2.57% in 19083 to 2.57% in 19083, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Lower Merion.
About Lower Merion Property Taxes
About Property Taxes in Lower Merion, Delaware, Pennsylvania
Lower Merion’s median effective property tax rate of 2.57% is lower than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Delaware County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Lower Merion. Homeowners in ZIP code 19083 carry a median effective rate of 2.57%, while those in the same ZIP code pay 2.57%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Delaware County. Understanding which part of Lower Merion you live in can make a meaningful difference to your annual tax bill.
Lower Merion homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Lower Merion, Delaware County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Lower Merion's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lower Merion Tax Rate
2.57%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Delaware County Tax Rate
2.81%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Lower Merion, Delaware County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19083 | 2.57% | 2.57% | 2.57% | 2.57% | 2.57% |
Source: Ownwell
Property Tax Assessment Values Across Lower Merion, Delaware County, Pennsylvania
When examining property taxes in Lower Merion, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delaware County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Delaware County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Lower Merion is $359,850, with tax bills ranging significantly across the county. 19083 has the highest median home price at $359,850.
Property Tax Assessment Values Across Lower Merion, Delaware County, Pennsylvania
Source: Ownwell
$40,360
$715,680
$1,391,000
Median Lower Merion Market Value
$359,850
Median Delaware County Market Value
$198,010
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Lower Merion, Delaware County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19083 | $257,242 | $322,842 | $359,850 | $463,228 | $546,349 |
Source: Ownwell
Property Tax Bills Across Lower Merion, Delaware County, Pennsylvania
Property tax bills in Lower Merion are calculated by applying the local tax rate to a home’s assessed market value. The assessed value is determined by the local taxing authority and is the starting point for figuring out what a homeowner owes each year. When that assessed value rises, the tax bill can increase as well, even if the homeowner has not made any changes to the property.
Several factors influence the final bill, including the home’s market value, the assessment used by the county, and the tax rates set by local governments and school districts. For a home with a median home price of $359,850, these factors can lead to a wide range of tax bills. The 25th percentile tax bill is $8,301, while the 75th percentile is $11,911 and the 90th percentile is $14,048.
For homeowners, this means property taxes can be a major ongoing expense. In Lower Merion, the median tax bill is $9,253 in ZIP code 19083, which is far above the national median property tax bill of $2,400.
Property Tax Bills Across Lower Merion, Delaware County, Pennsylvania
Source: Ownwell
$1,100
$14,612
$28,124
Median Lower Merion Tax Bill
$9,253
Median Delaware County Tax Bill
$5,963
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$2,400
Property Tax Bills Across Lower Merion, Delaware County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19083 | $6,614 | $8,301 | $9,253 | $11,911 | $14,048 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Delaware Tax Assessor | |
| Website | delcorealestate.co.delaware.pa.us |