Spruce Creek, Huntingdon County, Pennsylvania Property Taxes

$774 avg. annual savings

No Upfront Costs

You only pay if we save

Property Taxes in Spruce Creek, Pennsylvania

Median Spruce Creek, Pennsylvania effective property tax rate: 5.81%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Spruce Creek, Pennsylvania home value: $18,500
Median annual Spruce Creek, Pennsylvania tax bill: $1,075, lower than the national median property tax bill of $2,400.

How are property taxes in Huntingdon calculated?

Property taxes in Spruce Creek, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Spruce Creek's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Spruce Creek, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Spruce Creek, Huntingdon County, Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

5.81%

Estimate Property Tax Bill

$1,075

$997

How Does the Spruce Creek Property Tax Calculator Work?

Use this Spruce Creek property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Spruce Creek's median effective tax rate of 5.81% — based on actual property records in Huntingdon County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Spruce Creek's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Spruce Creek: rates range from 5.81% in 16683 to 5.81% in 16683, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Spruce Creek.

About Spruce Creek Property Taxes

About Property Taxes in Spruce Creek, Huntingdon, Pennsylvania

Spruce Creek's median effective property tax rate of 5.81% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Huntingdon County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Spruce Creek. Homeowners in the 16683 ZIP code carry a median effective rate of 5.81%, while those in 16683 pay 5.81%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Huntingdon County. Understanding which part of Spruce Creek you live in can make a meaningful difference to your annual tax bill.

Spruce Creek homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Spruce Creek, Huntingdon County, Pennsylvania

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Spruce Creek's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.

Property Tax Rates Across Spruce Creek, Huntingdon County, Pennsylvania

Source: Ownwell

5.42%

6.25%

7.09%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Spruce Creek Tax Rate

5.81%

Median Effective Huntingdon County Tax Rate

6.31%

Median Effective Pennsylvania Tax Rate

2.75%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Spruce Creek, Huntingdon County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
16683	5.81%	5.81%	5.81%	6.27%	6.27%

Source: Ownwell

Property Tax Assessment Values Across Spruce Creek, Huntingdon County, Pennsylvania

When examining property taxes in Spruce Creek, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Huntingdon County assessment office estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Huntingdon County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Spruce Creek.

For example, the median home price in Spruce Creek is $18,500, with tax bills ranging significantly across the county. The median tax bill is $1,075, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Zip code 16683 has the highest median home price at $18,500.

Property Tax Assessment Values Across Spruce Creek, Huntingdon County, Pennsylvania

Source: Ownwell

$9,200

$19,825

$30,450

Median Spruce Creek Market Value

$18,500

Median Huntingdon County Market Value

$15,100

Median Pennsylvania Market Value

$118,310

Median United States Market Value

$235,294

Property Tax Assessment Values Across Spruce Creek, Huntingdon County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
16683	$3,700	$9,425	$18,500	$28,200	$45,800

Source: Ownwell

Property Tax Bills Across Spruce Creek, Huntingdon County, Pennsylvania

Property tax bills in Spruce Creek are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value and any applicable exemptions or adjustments. For homeowners, this means the bill is tied to what the property is worth rather than what was paid for it, and changes in assessed value can directly affect the amount owed.

In Spruce Creek, the median home price is $18,500, and the median tax bill is $1,075. That is below the national median property tax bill of $2,400, showing that local homeowners often face a smaller tax burden than many households across the country.

Bills can vary widely depending on the home’s value and location within the county. For many homeowners, a higher assessment can mean a higher tax bill, while lower assessments may reduce what is owed.

Property Tax Bills Across Spruce Creek, Huntingdon County, Pennsylvania

Source: Ownwell

$540

$1,113

$1,686

Median Spruce Creek Tax Bill

$1,075

Median Huntingdon County Tax Bill

$927

Median Pennsylvania Tax Bill

$3,050

Median United States Tax Bill

$2,400

Property Tax Bills Across Spruce Creek, Huntingdon County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
16683	$232	$558	$1,075	$1,723	$2,724

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	August 1

Links
Huntingdon Tax Assessor
Website	www.arcgis.com

Frequently Asked Property Tax Questions in Spruce Creek, Pennsylvania

How are property taxes calculated in Spruce Creek, Pennsylvania?

Property taxes in Spruce Creek, Pennsylvania are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Spruce Creek, Pennsylvania?

To appeal your property taxes in Spruce Creek, Pennsylvania, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Spruce Creek, Pennsylvania?

Common property tax exemptions in Spruce Creek, Pennsylvania include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Spruce Creek, Pennsylvania?

Property tax deadlines in Spruce Creek, Pennsylvania vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Spruce Creek, Pennsylvania?

Ownwell provides professional property tax appeal services in Spruce Creek, Pennsylvania. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.