Gulph Mills, Montgomery County, Pennsylvania Property Taxes
Property Taxes in Gulph Mills, Pennsylvania
Median Gulph Mills, Pennsylvania effective property tax rate: 3.08%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Gulph Mills, Pennsylvania home value: $252,455
Median annual Gulph Mills, Pennsylvania tax bill: $7,780, $5,380 higher than the national median property tax bill of $2,400.
How are property taxes in Montgomery calculated?
Property taxes in Gulph Mills, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Gulph Mills's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gulph Mills, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Gulph Mills, Montgomery County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.08%
Estimate Property Tax Bill
$7,776
$7,216
How Does the Gulph Mills Property Tax Calculator Work?
Use this Gulph Mills property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gulph Mills's median effective tax rate of 3.08% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gulph Mills's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Gulph Mills: rates range from 3.08% in 19428 to 3.08% in 19428, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Gulph Mills.
About Gulph Mills Property Taxes
About Property Taxes in Gulph Mills, Montgomery, Pennsylvania
Gulph Mills's median effective property tax rate of 3.08% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Gulph Mills. Homeowners in ZIP code 19428 carry a median effective rate of 3.08%, while those in 19428 pay 3.08%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding which part of Gulph Mills you live in can make a meaningful difference to your annual tax bill.
Gulph Mills homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Gulph Mills, Montgomery County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Gulph Mills's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Property Tax Rates Across Gulph Mills, Montgomery County, Pennsylvania
Source: Ownwell
1.63%
4.15%
6.68%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gulph Mills Tax Rate
3.08%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
4.18%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Gulph Mills, Montgomery County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19428 | 3.08% | 3.08% | 3.08% | 3.08% | 3.08% |
Source: Ownwell
Property Tax Assessment Values Across Gulph Mills, Montgomery County, Pennsylvania
When examining property taxes in Gulph Mills, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gulph Mills.
For example, the median home price in Gulph Mills is $252,455, with tax bills ranging significantly across the county. 19428 has the highest median home price at $252,455.
Property Tax Assessment Values Across Gulph Mills, Montgomery County, Pennsylvania
Source: Ownwell
$67,095
$340,923
$614,750
Median Gulph Mills Market Value
$252,455
Median Montgomery County Market Value
$143,130
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Gulph Mills, Montgomery County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19428 | $212,849 | $215,542 | $252,455 | $270,562 | $275,441 |
Source: Ownwell
Property Tax Bills Across Gulph Mills, Montgomery County, Pennsylvania
Property tax bills in Gulph Mills are based on the assessed value of a home and the local tax rate set by Montgomery County and other taxing authorities. When a property is reassessed, the bill can change if the assessed value rises or falls, even if the homeowner has not made any changes to the home. This means the tax bill is tied to market conditions and local assessment practices rather than just the purchase price.
For homeowners, the result can be a bill that is much higher than the national median property tax bill of $2,400. In Gulph Mills, the median home price is $252,455, and tax bills are often substantial, with the 25th percentile at $6,643 and the 75th percentile at $8,338. That can make property taxes one of the largest ongoing housing costs and a major factor in monthly budgeting.
Property Tax Bills Across Gulph Mills, Montgomery County, Pennsylvania
Source: Ownwell
$2,589
$11,874
$21,159
Median Gulph Mills Tax Bill
$7,780
Median Montgomery County Tax Bill
$5,995
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$2,400
Property Tax Bills Across Gulph Mills, Montgomery County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19428 | $6,559 | $6,643 | $7,780 | $8,338 | $8,489 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Montgomery Tax Assessor | |
| Website | propertyrecords.montcopa.org |