Oaks, Montgomery County, Pennsylvania Property Taxes

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Property Taxes in Oaks, Pennsylvania

Median Oaks, Pennsylvania effective property tax rate: 3.86%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Oaks, Pennsylvania home value: $126,650
Median annual Oaks, Pennsylvania tax bill: $4,895, $2,495 higher than the national median property tax bill of $2,400.

How are property taxes in Montgomery calculated?

Property taxes in Oaks, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Oaks's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Oaks, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Oaks, Montgomery County, Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

3.86%

Estimate Property Tax Bill

$4,889

$4,537

How Does the Oaks Property Tax Calculator Work?

Use this Oaks property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Oaks's median effective tax rate of 3.86% — based on actual property records in Montgomery County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Oaks's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Oaks: rates range from 3.86% in 19456 to 3.86% in 19456, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Oaks.

About Oaks Property Taxes

About Property Taxes in Oaks, Montgomery, Pennsylvania

Oaks’ median effective property tax rate of 3.86% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Oaks. Homeowners in the 19456 ZIP code carry a median effective rate of 3.86%, while those in the same ZIP also pay 3.86%. This reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding which part of Oaks you live in can make a meaningful difference to your annual tax bill.

Oaks homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before August 1, 2026.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Oaks, Montgomery County, Pennsylvania

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Oaks's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.

Property Tax Rates Across Oaks, Montgomery County, Pennsylvania

Source: Ownwell

1.63%

4.15%

6.68%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Oaks Tax Rate

3.86%

Median Effective Montgomery County Tax Rate

4.18%

Median Effective Pennsylvania Tax Rate

2.75%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Oaks, Montgomery County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
19456	3.85%	3.86%	3.86%	3.86%	3.86%

Source: Ownwell

Property Tax Assessment Values Across Oaks, Montgomery County, Pennsylvania

When examining property taxes in Oaks, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County assessment office estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Oaks.

For example, the median home price in Oaks is $126,650, with tax bills ranging significantly across the county. 19456 has the highest median home price at $126,650.

Property Tax Assessment Values Across Oaks, Montgomery County, Pennsylvania

Source: Ownwell

$67,095

$340,923

$614,750

Median Oaks Market Value

$126,650

Median Montgomery County Market Value

$143,130

Median Pennsylvania Market Value

$118,310

Median United States Market Value

$235,294

Property Tax Assessment Values Across Oaks, Montgomery County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
19456	$103,778	$110,790	$126,650	$159,760	$215,578

Source: Ownwell

Property Tax Bills Across Oaks, Montgomery County, Pennsylvania

Property tax bills in Oaks are calculated from the assessed value of a home and the local tax rate set by Montgomery County and other taxing authorities. When a property is valued at a higher market level, the tax bill generally rises, while a lower assessed value can reduce what a homeowner owes. For a home with a median market value of $126,650, the bill can vary widely depending on the final assessment and the rates applied.

Homeowners in Oaks should expect property taxes to reflect both the value of their home and the services funded by those taxes, including schools, local government, and public safety. The median property tax bill in the area is $4,895, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can range from $4,271 at the 25th percentile to $6,159 at the 75th percentile, with the 90th percentile reaching $8,312.

Property Tax Bills Across Oaks, Montgomery County, Pennsylvania

Source: Ownwell

$2,589

$11,874

$21,159

Median Oaks Tax Bill

$4,895

Median Montgomery County Tax Bill

$5,995

Median Pennsylvania Tax Bill

$3,050

Median United States Tax Bill

$2,400

Property Tax Bills Across Oaks, Montgomery County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
19456	$4,001	$4,271	$4,895	$6,159	$8,312

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	August 1

Links
Montgomery Tax Assessor
Website	propertyrecords.montcopa.org

Frequently Asked Property Tax Questions in Oaks, Pennsylvania

How are property taxes calculated in Oaks, Pennsylvania?

Property taxes in Oaks, Pennsylvania are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Oaks, Pennsylvania?

To appeal your property taxes in Oaks, Pennsylvania, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Oaks, Pennsylvania?

Common property tax exemptions in Oaks, Pennsylvania include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Oaks, Pennsylvania?

Property tax deadlines in Oaks, Pennsylvania vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Oaks, Pennsylvania?

Ownwell provides professional property tax appeal services in Oaks, Pennsylvania. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.