Saint Stephen, Berkeley County, South Carolina Property Taxes

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Property Taxes in Saint Stephen, South Carolina

Median Saint Stephen, South Carolina effective property tax rate: 0.41%, significantly lower than the national median of 1.02%, and lower than the South Carolina state median of 0.66%.
Median Saint Stephen, South Carolina home value: $176,100
Median annual Saint Stephen, South Carolina tax bill: $813, lower than the national median property tax bill of $2,400.

How are property taxes in Berkeley calculated?

Property taxes in Saint Stephen, South Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saint Stephen's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Stephen, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Saint Stephen, Berkeley County, South Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.41%

Estimate Property Tax Bill

$722

$670

How Does the Saint Stephen Property Tax Calculator Work?

Use this Saint Stephen property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saint Stephen's median effective tax rate of 0.41% — based on actual property records in Berkeley County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saint Stephen's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Saint Stephen: rates range from 0.41% in 29479 to 0.41% in 29479, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Saint Stephen.

About Saint Stephen Property Taxes

About Property Taxes in Saint Stephen, Berkeley, South Carolina

Saint Stephen's median effective property tax rate of 0.41% is lower than the South Carolina state median of 0.66% and lower than the national median of 1.02%. This rate reflects the Berkeley County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Saint Stephen. Homeowners in ZIP code 29479 carry a median effective rate of 0.41%, while those in the same ZIP code also pay 0.41%. This reflects how school district boundaries and local assessment districts are drawn across Berkeley County. Understanding where you live in Saint Stephen can make a meaningful difference to your annual tax bill.

Saint Stephen homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the January 15, 2027 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Saint Stephen, Berkeley County, South Carolina

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Saint Stephen's effective property tax rate to other cities in South Carolina and the median property tax rates in South Carolina and the U.S.

Property Tax Rates Across Saint Stephen, Berkeley County, South Carolina

Source: Ownwell

0.29%

0.37%

0.46%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Stephen Tax Rate

0.41%

Median Effective Berkeley County Tax Rate

0.40%

Median Effective South Carolina Tax Rate

0.66%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Stephen, Berkeley County, South Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
29479	0.23%	0.30%	0.41%	0.99%	1.43%

Source: Ownwell

Property Tax Assessment Values Across Saint Stephen, Berkeley County, South Carolina

When examining property taxes in Saint Stephen, South Carolina, understanding the distinction between “market value” and “assessed value” is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Berkeley County estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices are sent in the spring each year and typically reach property owners by the middle of the month. Each notice includes both market value and assessed value, along with an estimate of your property tax bill.

For example, the median home price in Saint Stephen is $176,100, with a median tax bill of $813. That is well below the national median property tax bill of $2,400. In the area, tax bills range from $533 at the 25th percentile to $1,372 at the 75th percentile, and the highest median home price is in ZIP code 29479 at $176,100.

Property Tax Assessment Values Across Saint Stephen, Berkeley County, South Carolina

Source: Ownwell

$144,900

$688,600

$1,232,300

Median Saint Stephen Market Value

$176,100

Median Berkeley County Market Value

$348,700

Median South Carolina Market Value

$188,850

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Stephen, Berkeley County, South Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
29479	$60,840	$110,900	$176,100	$256,500	$353,860

Source: Ownwell

Property Tax Bills Across Saint Stephen, Berkeley County, South Carolina

Property tax bills in Saint Stephen are based on the assessed value of a home, which is then multiplied by the local tax rate to determine the amount owed. For homeowners in Berkeley County, the median home price is $176,100, and the size of the final bill depends on how local assessments compare with market value, along with any exemptions or special taxing districts that apply.

What a homeowner pays can vary widely. The 25th percentile tax bill is $533, while the 75th percentile is $1,372 and the 90th percentile reaches $2,342. The median tax bill in ZIP code 29479 is $813, which shows how local conditions can affect taxes even within the same city.

Because property taxes are tied to assessed value, changes in the market or in a home’s assessment can raise or lower a bill from year to year. For many homeowners, that means property taxes are a major ongoing housing cost and an important part of understanding affordability.

Property Tax Bills Across Saint Stephen, Berkeley County, South Carolina

Source: Ownwell

$746

$3,444

$6,142

Median Saint Stephen Tax Bill

$813

Median Berkeley County Tax Bill

$1,495

Median South Carolina Tax Bill

$1,227

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Stephen, Berkeley County, South Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
29479	$353	$533	$813	$1,372	$2,342

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	January 15

Links
Berkeley Tax Assessor
Website	berkeleycountysc.gov

Frequently Asked Property Tax Questions in Saint Stephen, South Carolina

How are property taxes calculated in Saint Stephen, South Carolina?

Property taxes in Saint Stephen, South Carolina are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Saint Stephen, South Carolina?

To appeal your property taxes in Saint Stephen, South Carolina, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Saint Stephen, South Carolina?

Common property tax exemptions in Saint Stephen, South Carolina include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Saint Stephen, South Carolina?

Property tax deadlines in Saint Stephen, South Carolina vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Saint Stephen, South Carolina?

Ownwell provides professional property tax appeal services in Saint Stephen, South Carolina. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.