Spartanburg, Cherokee County, South Carolina Property Taxes
Property Taxes in Spartanburg, South Carolina
Median Spartanburg, South Carolina effective property tax rate: 0.45%, significantly lower than the national median of 1.02%, and lower than the South Carolina state median of 0.66%.
Median Spartanburg, South Carolina home value: $61,200
Median annual Spartanburg, South Carolina tax bill: $553, $1,847 lower than the national median property tax bill of $2,400.
How are property taxes in Cherokee calculated?
Property taxes in Spartanburg, South Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Spartanburg's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Spartanburg, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Spartanburg, Cherokee County, South Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.45%
Estimate Property Tax Bill
$275
$256
How Does the Spartanburg Property Tax Calculator Work?
Use this Spartanburg property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Spartanburg's median effective tax rate of 0.45% — based on actual property records in Cherokee County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Spartanburg's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Spartanburg: rates range from 0.45% in 29307 to 0.45% in 29307, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Spartanburg.
About Spartanburg Property Taxes
About Property Taxes in Spartanburg, Cherokee, South Carolina
Spartanburg’s median effective property tax rate of 0.45% is lower than the South Carolina state median of 0.66% and lower than the national median of 1.02%. This rate reflects the Cherokee County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Spartanburg. Homeowners in the 29307 ZIP code carry a median effective rate of 0.45%, while those in the same ZIP also pay 0.45%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cherokee County. Understanding which part of Spartanburg you live in can make a meaningful difference to your annual tax bill.
Spartanburg homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before January 15, 2027.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Spartanburg, Cherokee County, South Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Spartanburg's effective property tax rate to other cities in South Carolina and the median property tax rates in South Carolina and the U.S.
Property Tax Rates Across Spartanburg, Cherokee County, South Carolina
Source: Ownwell
0.42%
0.53%
0.63%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Spartanburg Tax Rate
0.45%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cherokee County Tax Rate
0.46%
Median Effective South Carolina Tax Rate
0.66%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Spartanburg, Cherokee County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29307 | 0.23% | 0.36% | 0.45% | 1.95% | 2.77% |
| 29301 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Spartanburg, Cherokee County, South Carolina
When examining property taxes in Spartanburg, South Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Cherokee County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cherokee County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of spring.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Spartanburg.
For example, the median home price in Spartanburg is $61,200, with tax bills ranging significantly across the county. 29307 has the highest median home price at $61,000.
Property Tax Assessment Values Across Spartanburg, Cherokee County, South Carolina
Source: Ownwell
$57,900
$86,675
$115,450
Median Spartanburg Market Value
$61,200
Median Cherokee County Market Value
$84,100
Median South Carolina Market Value
$188,850
Median United States Market Value
$235,294
Property Tax Assessment Values Across Spartanburg, Cherokee County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29307 | $14,940 | $30,000 | $61,000 | $134,900 | $224,000 |
| 29301 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Spartanburg, Cherokee County, South Carolina
Property tax bills in Spartanburg are calculated from the assessed value of a home and the local tax rate set for Cherokee County. When a property’s assessed value rises, the tax bill can increase as well, even if the homeowner has not made any changes to the home. Local taxing authorities use this value to determine how much property tax is owed each year.
For homeowners in Spartanburg, the bill is shaped by the market value of the property, local assessment rules, and the tax rate applied to that assessment. With a median home price of $61,200, the area’s tax bills can vary widely. The 25th percentile tax bill is $254, while the 75th percentile reaches $906 and the 90th percentile climbs to $1,569. The median tax bill in ZIP code 29307 is $549. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, Spartanburg homeowners often face lower bills, but changes in assessed value can still have a meaningful impact.
Median Spartanburg Tax Bill
$553
Median Cherokee County Tax Bill
$601
Median South Carolina Tax Bill
$1,227
Median United States Tax Bill
$2,400
Property Tax Bills Across Spartanburg, Cherokee County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29307 | $124 | $252 | $549 | $905 | $1,458 |
| 29301 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | January 15 |
Links | |
|---|---|
| Cherokee Tax Assessor | |
| Website | qpublic.schneidercorp.com |