Effingham, Florence County, South Carolina Property Taxes
Property Taxes in Effingham, South Carolina
Median Effingham, South Carolina effective property tax rate: 0.35%, significantly lower than the national median of 1.02%, and lower than the South Carolina state median of 0.66%.
Median Effingham, South Carolina home value: $154,888
Median annual Effingham, South Carolina tax bill: $630, lower than the national median property tax bill of $2,400.
How are property taxes in Florence calculated?
Property taxes in Effingham, South Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Effingham's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Effingham, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Effingham, Florence County, South Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.35%
Estimate Property Tax Bill
$542
$503
How Does the Effingham Property Tax Calculator Work?
Use this Effingham property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Effingham's median effective tax rate of 0.35% — based on actual property records in Florence County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Effingham's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Effingham: rates range from 0.35% in 29541 to 0.35% in 29541, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Effingham.
About Effingham Property Taxes
About Property Taxes in Effingham, Florence, SC
Effingham’s median effective property tax rate of 0.35% is lower than the South Carolina state median of 0.66% and lower than the national median of 1.02%. This rate reflects the Florence County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Effingham. Homeowners in the 29541 ZIP code carry a median effective rate of 0.35%, while those in the same ZIP also pay $630 in median property tax bill. This reflects how school district boundaries and local assessment districts are drawn across Florence County. Understanding which part of Effingham you live in can make a meaningful difference to your annual tax bill.
Effingham homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the January 15, 2027 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Effingham, Florence County, South Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Effingham's effective property tax rate to other cities in South Carolina and the median property tax rates in South Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Effingham Tax Rate
0.35%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florence County Tax Rate
0.41%
Median Effective South Carolina Tax Rate
0.66%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Effingham, Florence County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29541 | 0.19% | 0.33% | 0.35% | 0.65% | 1.90% |
Source: Ownwell
Property Tax Assessment Values Across Effingham, Florence County, South Carolina
When examining property taxes in Effingham, South Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Florence County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Effingham is $154,888, with tax bills ranging across the county. ZIP code 29541 has the highest median home price at $154,888.
Property Tax Assessment Values Across Effingham, Florence County, South Carolina
Source: Ownwell
$70,804
$131,139
$191,473
Median Effingham Market Value
$154,888
Median Florence County Market Value
$117,803
Median South Carolina Market Value
$188,850
Median United States Market Value
$235,294
Property Tax Assessment Values Across Effingham, Florence County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29541 | $22,268 | $86,594 | $154,888 | $232,348 | $318,793 |
Source: Ownwell
Property Tax Bills Across Effingham, Florence County, South Carolina
Effingham Property Tax Bills
Property tax bills in Effingham are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessment to determine how much a homeowner owes each year.
Several factors can affect the final bill, including the home’s value, any exemptions the owner qualifies for, and the tax rates set by the county and other local jurisdictions. For homeowners, this means two similar houses can have different tax bills if their assessed values or exemptions differ.
In Effingham, the median home price is $154,888, while the median property tax bill is $630 in ZIP code 29541. That amount is below the national median property tax bill of $2,400 and well under the national median property tax rate of 1.02%. For homeowners, understanding how assessed value and local rates work can help explain why tax bills change from year to year.
Median Effingham Tax Bill
$630
Median Florence County Tax Bill
$583
Median South Carolina Tax Bill
$1,227
Median United States Tax Bill
$2,400
Property Tax Bills Across Effingham, Florence County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29541 | $171 | $344 | $630 | $1,054 | $1,700 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | January 15 |
Links | |
|---|---|
| Florence Tax Assessor | |
| Website | www.qpublic.net |