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Belton, Bell County, Texas Property Taxes

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Property Taxes in Belton, Texas

  • Median Belton, Texas effective property tax rate: 1.28%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median Belton, Texas home value: $288,829

  • Median annual Belton, Texas tax bill: $3,088, higher than the national median property tax bill of $2,400.

How are property taxes in Bell calculated?

Property taxes in Belton, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Belton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Belton, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Belton, Bell County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.28%

Estimate Property Tax Bill

$3,697

$3,431

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Belton Property Tax Calculator Work?

Use this Belton property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Belton's median effective tax rate of 1.28% — based on actual property records in Bell County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Belton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Belton: rates range from 1.28% in 76513 to 1.28% in 76513, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Belton assessment — you only pay if we save you money.

About Belton Property Taxes

About Property Taxes in Belton, Bell, Texas

Belton’s median effective property tax rate of 1.28% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Bell County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Belton. Homeowners in the 76513 ZIP code carry a median effective rate of 1.28%, while those in the same ZIP code also pay 1.28%. This reflects how school district boundaries and local assessment districts are drawn across Bell County. Understanding which part of Belton you live in can make a meaningful difference to your annual tax bill.

Belton homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Belton, Bell County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Belton's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Belton, Bell County, Texas

Source: Ownwell

0.76%

1.43%

2.09%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Belton Tax Rate

1.28%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bell County Tax Rate

1.46%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Belton, Bell County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
765130.38%0.75%1.28%1.76%2.02%

Source: Ownwell

Property Tax Assessment Values Across Belton, Bell County, Texas

When examining property taxes in Belton, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bell County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Bell County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Belton is $288,829, with tax bills ranging significantly across the county. 76513 has the highest median home price at $288,829.

Property Tax Assessment Values Across Belton, Bell County, Texas

Source: Ownwell

$40,113

$275,459

$510,804

Median Belton Market Value

$288,829

Median Bell County Market Value

$242,285

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Belton, Bell County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
76513$33,960$155,206$288,829$417,086$617,268

Source: Ownwell

Property Tax Bills Across Belton, Bell County, Texas

Property tax bills in Belton are based on the assessed value of a home, not its market price alone. Local taxing authorities apply tax rates to that assessed value to determine the final bill, so two homes with different values can face very different costs. In Bell County, the median home price is $288,829, and the median property tax bill is $3,088, which is above the national median property tax bill of $2,400.

For many homeowners, the size of the bill depends on the home’s assessed value, the tax rates in the area, and whether any exemptions are applied. Bills in the area can vary widely, with the 25th percentile at $1,010 and the 75th percentile at $5,597.

Ownwell helps homeowners lower property tax bills by reviewing assessments, identifying potential savings, and filing appeals when a home has been overassessed. That can reduce what you owe and help keep your property taxes more manageable.

Property Tax Bills Across Belton, Bell County, Texas

Source: Ownwell

$365

$2,694

$5,022

Median Belton Tax Bill

$3,088

Median Bell County Tax Bill

$3,108

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Belton, Bell County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
76513$234$1,010$3,088$5,597$7,979

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Belton, Texas

How are property taxes calculated in Belton, Texas?
Property taxes in Belton, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Belton, Texas?
To appeal your property taxes in Belton, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Belton, Texas?
Common property tax exemptions in Belton, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Belton, Texas?
Property tax deadlines in Belton, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Belton, Texas?
Ownwell provides professional property tax appeal services in Belton, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.