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Universal City, Bexar County, Texas Property Taxes

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Property Taxes in Universal City, Texas

  • Median Universal City, Texas effective property tax rate: 1.61%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.

  • Median Universal City, Texas home value: $278,000

  • Median annual Universal City, Texas tax bill: $4,296, $1,896 higher than the national median property tax bill of $2,400.

How are property taxes in Bexar calculated?

Property taxes in Universal City, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Universal City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Universal City, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Universal City, Bexar County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.61%

Estimate Property Tax Bill

$4,476

$4,153

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Universal City Property Tax Calculator Work?

Use this Universal City property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Universal City's median effective tax rate of 1.61% — based on actual property records in Bexar County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Universal City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Universal City: rates range from 1.61% in 78148 to 1.61% in 78148, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Universal City assessment — you only pay if we save you money.

About Universal City Property Taxes

About Property Taxes in Universal City, Bexar, Texas

Universal City's median effective property tax rate of 1.61% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Bexar County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Universal City. Homeowners in the 78148 ZIP code carry a median effective rate of 1.61%, while those in the same ZIP also pay 1.61%. This spread reflects how school district boundaries and local assessment districts are drawn across Bexar County. Understanding which part of Universal City you live in can make a meaningful difference to your annual tax bill.

Universal City homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Universal City, Bexar County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Universal City’s effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Universal City, Bexar County, Texas

Source: Ownwell

1.11%

1.85%

2.58%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Universal City Tax Rate

1.61%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bexar County Tax Rate

1.55%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Universal City, Bexar County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
781480.74%1.07%1.61%2.30%2.30%
78109N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Assessment Values Across Universal City, Bexar County, Texas

When examining property taxes in Universal City, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bexar County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Bexar County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Universal City is $278,000, with tax bills ranging significantly across the county. ZIP code 78148 has the highest median home price at $277,980.

Property Tax Assessment Values Across Universal City, Bexar County, Texas

Source: Ownwell

$40,830

$742,065

$1,443,300

Median Universal City Market Value

$278,000

Median Bexar County Market Value

$260,000

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Universal City, Bexar County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
78148$182,002$227,210$277,980$330,190$392,176
78109N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Bills Across Universal City, Bexar County, Texas

Property tax bills in Universal City are based on the assessed value of a home and the local tax rates set by taxing authorities in Bexar County. When a home’s market value rises, the assessed value can increase too, which may lead to a higher tax bill. For a home with a median home price of $278,000, homeowners may see bills that vary widely depending on exemptions and local rates. The 25th percentile tax bill is $2,664, while the 75th percentile tax bill is $5,743 and the 90th percentile tax bill is $7,140. That means many homeowners pay more than the national median property tax bill of $2,400.

Higher property taxes can put pressure on monthly budgets and raise the long-term cost of owning a home. Ownwell can help by reviewing your property tax assessment, identifying savings opportunities, and filing an appeal when your home is overassessed. This can reduce your property tax bill and help you keep more money each year.

Property Tax Bills Across Universal City, Bexar County, Texas

Source: Ownwell

$1,018

$14,733

$28,447

Median Universal City Tax Bill

$4,296

Median Bexar County Tax Bill

$3,910

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Universal City, Bexar County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
78148$1,675$2,664$4,296$5,743$7,140
78109N/AN/AN/AN/AN/A

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Universal City, Texas

How are property taxes calculated in Universal City, Texas?
Property taxes in Universal City, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Universal City, Texas?
To appeal your property taxes in Universal City, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Universal City, Texas?
Common property tax exemptions in Universal City, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Universal City, Texas?
Property tax deadlines in Universal City, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Universal City, Texas?
Ownwell provides professional property tax appeal services in Universal City, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.