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Cottonwood Shores, Burnet County, Texas Property Taxes

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Property Taxes in Cottonwood Shores, Texas

  • Median Cottonwood Shores, Texas effective property tax rate: 1.66%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.

  • Median Cottonwood Shores, Texas home value: $254,824

  • Median annual Cottonwood Shores, Texas tax bill: $3,128, $728 higher than the national median property tax bill of $2,400.

How are property taxes in Burnet calculated?

Property taxes in Cottonwood Shores, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Cottonwood Shores' property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cottonwood Shores, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Cottonwood Shores, Burnet County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.66%

Estimate Property Tax Bill

$4,230

$3,925

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Cottonwood Shores Property Tax Calculator Work?

Use this Cottonwood Shores property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Cottonwood Shores's median effective tax rate of 1.66% — based on actual property records in Burnet County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cottonwood Shores's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Cottonwood Shores: rates range from 1.66% in 78657 to 1.66% in 78657, primarily due to differences in school district levies and local assessment districts.

Cottonwood Shores has a median property tax bill of $3,128, which is higher than the Texas median tax bill by $728 and higher than the national median property tax bill of $2,400. If your estimate is higher than expected, Ownwell can appeal your Cottonwood Shores assessment — you only pay if we save you money.

About Cottonwood Shores Property Taxes

About Property Taxes in Cottonwood Shores, Burnet, Texas

Cottonwood Shores has a median effective property tax rate of 1.66%, which is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Burnet County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Cottonwood Shores. Homeowners in ZIP code 78657 carry a median effective rate of 1.66%, while those in the same ZIP code also pay 1.66%. This reflects how school district boundaries and local assessment districts are drawn across Burnet County.

Cottonwood Shores homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Cottonwood Shores, Burnet County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Cottonwood Shores's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Cottonwood Shores, Burnet County, Texas

Source: Ownwell

0.29%

0.98%

1.66%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cottonwood Shores Tax Rate

1.66%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Burnet County Tax Rate

1.04%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cottonwood Shores, Burnet County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
786570.41%0.93%1.66%1.76%1.76%

Source: Ownwell

Property Tax Assessment Values Across Cottonwood Shores, Burnet County, Texas

When examining property taxes in Cottonwood Shores, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Burnet County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Burnet County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cottonwood Shores.

For example, the median home price in Cottonwood Shores is $254,824, with tax bills ranging significantly across the county. 78657 has the highest median home price at $254,824.

Property Tax Assessment Values Across Cottonwood Shores, Burnet County, Texas

Source: Ownwell

$231,730

$510,406

$789,081

Median Cottonwood Shores Market Value

$254,824

Median Burnet County Market Value

$346,908

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cottonwood Shores, Burnet County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
78657$61,906$155,054$254,824$321,708$396,125

Source: Ownwell

Property Tax Bills Across Cottonwood Shores, Burnet County, Texas

Property tax bills in Cottonwood Shores are based on the assessed value of a home and the local tax rate set by taxing authorities in Burnet County. When a property’s market value rises, the assessed value can increase too, which may lead to a higher tax bill. For homeowners, that means the amount owed can vary from year to year even if the home itself has not changed.

In Cottonwood Shores, the median home price is $254,824, and the median property tax bill is $3,128, which is above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Tax bills in the area also vary widely, with the 25th percentile at $1,313 and the 75th percentile at $4,924.

Ownwell helps homeowners lower property tax bills by reviewing assessments for errors and filing appeals when a home is overassessed. By challenging an unfair assessed value, Ownwell can help reduce what homeowners owe and make property taxes more manageable.

Property Tax Bills Across Cottonwood Shores, Burnet County, Texas

Source: Ownwell

$978

$3,824

$6,669

Median Cottonwood Shores Tax Bill

$3,128

Median Burnet County Tax Bill

$2,885

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Cottonwood Shores, Burnet County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
78657$553$1,313$3,128$4,924$6,250

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Cottonwood Shores, Texas

How are property taxes calculated in Cottonwood Shores, Texas?
Property taxes in Cottonwood Shores, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Cottonwood Shores, Texas?
To appeal your property taxes in Cottonwood Shores, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Cottonwood Shores, Texas?
Common property tax exemptions in Cottonwood Shores, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Cottonwood Shores, Texas?
Property tax deadlines in Cottonwood Shores, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Cottonwood Shores, Texas?
Ownwell provides professional property tax appeal services in Cottonwood Shores, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.