Cross Plains, Callahan County, Texas Property Taxes
Property Taxes in Cross Plains, Texas
Median Cross Plains, Texas effective property tax rate: 0.98%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Cross Plains, Texas home value: $99,710
Median annual Cross Plains, Texas tax bill: $919, $1,481 lower than the national median property tax bill of $2,400.
How are property taxes in Callahan calculated?
Property taxes in Cross Plains, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cross Plains's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cross Plains, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cross Plains, Callahan County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.98%
Estimate Property Tax Bill
$977
$907
How Does the Cross Plains Property Tax Calculator Work?
Use this Cross Plains property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cross Plains' median effective tax rate of 0.98% — based on actual property records in Callahan County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cross Plains' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cross Plains: rates range from 0.98% in 76443 to 0.98% in 76443, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cross Plains.
About Cross Plains Property Taxes
About Property Taxes in Cross Plains, Callahan, Texas
Cross Plains has a median effective property tax rate of 0.98%, which is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Callahan County base levy combined with local school district levies and other local taxing jurisdictions that can affect each property differently.
Property tax rates are not uniform across Cross Plains. Homeowners in ZIP code 76443 carry the median effective rate of 0.98%, and the same ZIP code also reflects the city’s median tax bill of $919. That means the local tax burden is shaped more by assessed value and taxing entities than by ZIP-level variation within the city.
Cross Plains homeowners who believe their assessed value is too high can file a formal appeal with the Callahan County Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cross Plains, Callahan County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cross Plains's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cross Plains Tax Rate
0.98%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Callahan County Tax Rate
1.43%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cross Plains, Callahan County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76443 | 0.54% | 0.77% | 0.98% | 1.39% | 1.59% |
Source: Ownwell
Property Tax Assessment Values Across Cross Plains, Callahan County, Texas
When examining property taxes in Cross Plains, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Callahan County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Callahan County are sent in April each year. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Cross Plains is $99,710, with tax bills ranging significantly across the county. ZIP code 76443 has the highest median home price at $99,710.
Property Tax Assessment Values Across Cross Plains, Callahan County, Texas
Source: Ownwell
$7,235
$118,923
$230,610
Median Cross Plains Market Value
$99,710
Median Callahan County Market Value
$110,610
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cross Plains, Callahan County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76443 | $19,509 | $50,272 | $99,710 | $189,262 | $294,063 |
Source: Ownwell
Property Tax Bills Across Cross Plains, Callahan County, Texas
Property tax bills in Cross Plains are based on the assessed value of a home and the local tax rates set by taxing authorities in Callahan County. When a property is valued, that assessed amount is multiplied by the applicable tax rate to determine the annual bill. For homeowners, this means the tax amount can change if the market value of the home changes or if local rates are adjusted.
With a median home price of $99,710, property taxes in Cross Plains can still vary widely from one homeowner to another. The 25th percentile tax bill is $501, while the 75th percentile is $1,570 and the 90th percentile reaches $2,477. The median tax bill is $919, which is well below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
For homeowners, property taxes are a recurring cost that can affect monthly budgeting and long-term housing affordability.
Median Cross Plains Tax Bill
$919
Median Callahan County Tax Bill
$1,358
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Cross Plains, Callahan County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76443 | $227 | $501 | $919 | $1,570 | $2,477 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Callahan Appraisal District | |
| Website | esearch.callahancad.org |