Paducah, Cottle County, Texas Property Taxes
Property Taxes in Paducah, Texas
Median Paducah, Texas effective property tax rate: 2.38%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Paducah, Texas home value: $41,760
Median annual Paducah, Texas tax bill: $866, $1,534 lower than the national median property tax bill of $2,400.
How are property taxes in Cottle calculated?
Property taxes in Paducah, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Paducah's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Paducah, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Paducah, Cottle County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.38%
Estimate Property Tax Bill
$994
$922
How Does the Paducah Property Tax Calculator Work?
Use this Paducah property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Paducah's median effective tax rate of 2.38% — based on actual property records in Cottle County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Paducah's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Paducah: rates range from 2.38% in 79248 to 2.38% in 79248, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Paducah.
About Paducah Property Taxes
About Property Taxes in Paducah, Cottle, Texas
Paducah’s median effective property tax rate of 2.38% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Cottle County base levy combined with local school district levies that can affect homeowners differently across the city.
Property tax rates are not uniform across Paducah. The 79248 ZIP code has both the highest and lowest median effective rate at 2.38%, so there is no ZIP-code spread within the city. Even so, understanding how your assessed value is set can make a meaningful difference to your annual tax bill.
Paducah homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Paducah, Cottle County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Paducah's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Paducah Tax Rate
2.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cottle County Tax Rate
2.38%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Paducah, Cottle County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79248 | 1.61% | 1.84% | 2.38% | 2.38% | 2.38% |
Source: Ownwell
Property Tax Assessment Values Across Paducah, Cottle County, Texas
When examining property taxes in Paducah, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cottle County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cottle County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For context, the median home price in Paducah is $41,760, with tax bills ranging significantly across the county. ZIP code 79248 has the highest median home price at $41,760.
Property Tax Assessment Values Across Paducah, Cottle County, Texas
Source: Ownwell
$41,760
$55,235
$68,710
Median Paducah Market Value
$41,760
Median Cottle County Market Value
$42,800
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Paducah, Cottle County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79248 | $5,625 | $21,468 | $41,760 | $63,098 | $87,934 |
Source: Ownwell
Property Tax Bills Across Paducah, Cottle County, Texas
Property tax bills in Paducah are based on the assessed value of a home and the local tax rate set for Cottle County. When a property’s market value is determined, that value is used to calculate the tax bill, so homes with higher values generally owe more. The median home price in Paducah is $41,760, which helps keep many bills below national levels.
The typical property tax bill in the area is $866, and that is also the highest and lowest median tax bill reported for ZIP code 79248. By comparison, the national median property tax bill is $2,400, and the national median property tax rate is 1.02%.
For homeowners, this means property taxes can have a meaningful impact on annual housing costs, even when home values are relatively modest. A lower tax bill can make ownership more affordable, while changes in assessed value can affect what a homeowner pays each year.
Median Paducah Tax Bill
$866
Median Cottle County Tax Bill
$868
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Paducah, Cottle County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79248 | $128 | $459 | $866 | $1,286 | $1,812 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Cottle Appraisal District | |
| Website | www.cottlecad.org |