Ben Franklin, Delta County, Texas Property Taxes

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Property Taxes in Ben Franklin, Texas

Median Ben Franklin, Texas effective property tax rate: 1.70%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Ben Franklin, Texas home value: $123,550
Median annual Ben Franklin, Texas tax bill: $2,019, $381 lower than the national median property tax bill of $2,400.

How are property taxes in Delta calculated?

Property taxes in Ben Franklin, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Ben Franklin's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ben Franklin, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Ben Franklin, Delta County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.7%

Estimate Property Tax Bill

$2,100

$1,949

How Does the BEN FRANKLIN Property Tax Calculator Work?

Use this BEN FRANKLIN property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies BEN FRANKLIN's median effective tax rate of 1.70% — based on actual property records in Delta County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies BEN FRANKLIN's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within BEN FRANKLIN: rates range from 1.70% in 75415 to 1.70% in 75415, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across BEN FRANKLIN.

About Ben Franklin Property Taxes

About Property Taxes in Ben Franklin, Delta, Texas

Ben Franklin’s median effective property tax rate of 1.70% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Delta County base levy combined with local school district levies and other local taxing units that shape what homeowners pay.

Property tax rates are not uniform across Ben Franklin. Homeowners in ZIP code 75415 carry a median effective rate of 1.70%, and the same ZIP also has the city’s median tax bill of $2,019. That compares with the national median property tax bill of $2,400, showing how local assessed values and tax rates can still create meaningful differences from one market to another.

Ben Franklin homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Ben Franklin, Delta County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Ben Franklin's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Ben Franklin, Delta County, Texas

Source: Ownwell

1.54%

2.00%

2.46%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ben Franklin Tax Rate

1.70%

Median Effective Delta County Tax Rate

2.33%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ben Franklin, Delta County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
75415	0.66%	1.23%	1.70%	2.38%	2.46%

Source: Ownwell

Property Tax Assessment Values Across Ben Franklin, Delta County, Texas

When examining property taxes in Ben Franklin, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delta County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Delta County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ben Franklin.

For example, the median home price in Ben Franklin is $123,550, with tax bills ranging significantly across the county. 75415 has the highest median home price at $123,550.

Property Tax Assessment Values Across Ben Franklin, Delta County, Texas

Source: Ownwell

$55,745

$143,578

$231,410

Median Ben Franklin Market Value

$123,550

Median Delta County Market Value

$124,465

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ben Franklin, Delta County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
75415	$25,486	$46,690	$123,550	$303,930	$523,390

Source: Ownwell

Property Tax Bills Across Ben Franklin, Delta County, Texas

Property tax bills in Ben Franklin are based on the assessed value of a home, which is then multiplied by the local tax rate. For homeowners, the biggest factor is how the property is valued relative to the market, since that assessment determines the starting point for the bill. Local taxing authorities use that value to calculate what each owner owes, so even small changes in assessment can affect the final amount.

With a median home price of $123,550, property taxes can still vary widely from one homeowner to another. In Delta County, the 25th percentile tax bill is $853 and the 75th percentile tax bill is $3,336, showing how different assessments and local rates can create very different outcomes. The 90th percentile tax bill reaches $6,371, which can place a significant burden on homeowners with higher-valued or more heavily taxed properties.

Property Tax Bills Across Ben Franklin, Delta County, Texas

Source: Ownwell

$1,075

$2,081

$3,086

Median Ben Franklin Tax Bill

$2,019

Median Delta County Tax Bill

$2,573

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Ben Franklin, Delta County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
75415	$431	$853	$2,019	$3,336	$6,371

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15

Links
Delta Appraisal District
Website	esearch.delta-cad.org

Frequently Asked Property Tax Questions in Ben Franklin, Texas

How are property taxes calculated in Ben Franklin, Texas?

Property taxes in Ben Franklin, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Ben Franklin, Texas?

To appeal your property taxes in Ben Franklin, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Ben Franklin, Texas?

Common property tax exemptions in Ben Franklin, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Ben Franklin, Texas?

Property tax deadlines in Ben Franklin, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Ben Franklin, Texas?

Ownwell provides professional property tax appeal services in Ben Franklin, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.