Cooper, Delta County, Texas Property Taxes
Property Taxes in Cooper, Texas
Median Cooper, Texas effective property tax rate: 2.46%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Cooper, Texas home value: $120,840
Median annual Cooper, Texas tax bill: $2,763, $363 higher than the national median property tax bill of $2,400.
How are property taxes in Delta calculated?
Property taxes in Cooper, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cooper's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cooper, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cooper, Delta County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.46%
Estimate Property Tax Bill
$2,973
$2,759
How Does the Cooper Property Tax Calculator Work?
Use this Cooper property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cooper's median effective tax rate of 2.46% — based on actual property records in Delta County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cooper's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cooper: rates range from 2.46% in 75432 to 2.46% in 75432, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cooper.
About Cooper Property Taxes
About Property Taxes in Cooper, Delta, Texas
Cooper’s median effective property tax rate of 2.46% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Delta County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cooper. Homeowners in the 75432 ZIP code carry a median effective rate of 2.46%, while those in the same ZIP code also pay 2.46%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Delta County. Understanding which part of Cooper you live in can make a meaningful difference to your annual tax bill.
Cooper homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cooper, Delta County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cooper's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cooper Tax Rate
2.46%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Delta County Tax Rate
2.33%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cooper, Delta County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75432 | 1.35% | 1.87% | 2.46% | 3.15% | 3.15% |
Source: Ownwell
Property Tax Assessment Values Across Cooper, Delta County, Texas
When examining property taxes in Cooper, Texas, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delta County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Delta County, assessment notices are sent in April each year.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cooper.
For example, the median home price in Cooper is $120,840, with tax bills ranging significantly across the county. 75432 has the highest median home price at $120,840.
Property Tax Assessment Values Across Cooper, Delta County, Texas
Source: Ownwell
$55,745
$143,578
$231,410
Median Cooper Market Value
$120,840
Median Delta County Market Value
$124,465
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cooper, Delta County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75432 | $21,900 | $58,005 | $120,840 | $223,700 | $404,480 |
Source: Ownwell
Property Tax Bills Across Cooper, Delta County, Texas
Property tax bills in Cooper are based on the assessed market value of a home and the local tax rate set for Delta County and other taxing authorities. When a property is valued higher, the tax bill generally rises, while a lower assessed value can reduce what a homeowner owes. For a home with a median price of $120,840, the tax bill can vary widely depending on the property’s assessed value and the exemptions or taxing jurisdictions that apply.
In Cooper, the 25th percentile tax bill is $1,345, while the 75th percentile reaches $4,603 and the 90th percentile climbs to $6,801. The median tax bill in ZIP code 75432 is $2,763, which is above the national median property tax bill of $2,400 and reflects how local assessments can affect homeowners. These bills matter because they directly influence monthly housing costs and long-term affordability for property owners.
Median Cooper Tax Bill
$2,763
Median Delta County Tax Bill
$2,573
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Cooper, Delta County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75432 | $587 | $1,345 | $2,763 | $4,603 | $6,801 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Delta Appraisal District | |
| Website | esearch.delta-cad.org |