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Red Oak, Ellis County, Texas Property Taxes

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Property Taxes in Red Oak, Texas

  • Median Red Oak, Texas effective property tax rate: 1.39%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median Red Oak, Texas home value: $354,521

  • Median annual Red Oak, Texas tax bill: $4,358, higher than the national median property tax bill of $2,400.

How are property taxes in Ellis calculated?

Property taxes in Red Oak, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Red Oak's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Red Oak, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Red Oak, Ellis County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.39%

Estimate Property Tax Bill

$4,928

$4,573

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Red Oak Property Tax Calculator Work?

Use this Red Oak property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Red Oak's median effective tax rate of 1.39% — based on actual property records in Ellis County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Red Oak's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Red Oak: rates range from 1.39% in 75154 to 1.39% in 75154, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Red Oak assessment — you only pay if we save you money.

About Red Oak Property Taxes

About Property Taxes in Red Oak, Ellis, Texas

Red Oak’s median effective property tax rate of 1.39% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Ellis County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Red Oak. Homeowners in the 75154 ZIP code carry a median effective rate of 1.39%, while those in the same ZIP code also pay 1.39%. This reflects how school district boundaries and local assessment districts are drawn across Ellis County. Understanding where you live in Red Oak can make a meaningful difference to your annual tax bill.

Red Oak homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Red Oak, Ellis County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Red Oak's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Red Oak, Ellis County, Texas

Source: Ownwell

0.89%

1.69%

2.48%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Red Oak Tax Rate

1.39%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ellis County Tax Rate

1.37%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Red Oak, Ellis County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
751540.37%0.85%1.39%1.77%2.08%

Source: Ownwell

Property Tax Assessment Values Across Red Oak, Ellis County, Texas

When examining property taxes in Red Oak, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ellis County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Ellis County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Red Oak.

For example, the median home price in Red Oak is $354,521, with tax bills ranging significantly across the county. 75154 has the highest median home price at $354,521.

Property Tax Assessment Values Across Red Oak, Ellis County, Texas

Source: Ownwell

$65,000

$396,430

$727,859

Median Red Oak Market Value

$354,521

Median Ellis County Market Value

$321,547

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Red Oak, Ellis County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
75154$77,190$262,196$354,521$434,711$547,979

Source: Ownwell

Property Tax Bills Across Red Oak, Ellis County, Texas

Property tax bills in Red Oak are based on the assessed value of a home and the local tax rates set by taxing authorities in Ellis County. When a home’s market value rises, the assessed value can increase too, which can push the tax bill higher. For homeowners, that means a larger annual expense even if nothing about the property has changed.

The median home price in Red Oak is $354,521, and the median property tax bill is $4,358, which is well above the national median property tax bill of $2,400. Bills vary widely, with the 25th percentile at $1,896 and the 75th percentile at $6,577. That spread shows how much assessments and local rates can affect what homeowners pay.

Ownwell helps homeowners lower their property tax bills by reviewing assessments, identifying opportunities for savings, and filing appeals when a home is overassessed.

Property Tax Bills Across Red Oak, Ellis County, Texas

Source: Ownwell

$629

$4,938

$9,246

Median Red Oak Tax Bill

$4,358

Median Ellis County Tax Bill

$3,981

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Red Oak, Ellis County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
75154$855$1,896$4,358$6,577$8,324

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Red Oak, Texas

How are property taxes calculated in Red Oak, Texas?
Property taxes in Red Oak, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Red Oak, Texas?
To appeal your property taxes in Red Oak, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Red Oak, Texas?
Common property tax exemptions in Red Oak, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Red Oak, Texas?
Property tax deadlines in Red Oak, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Red Oak, Texas?
Ownwell provides professional property tax appeal services in Red Oak, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.