Ladonia, Fannin County, Texas Property Taxes
Property Taxes in Ladonia, Texas
Median Ladonia, Texas effective property tax rate: 1.23%, significantly higher than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Ladonia, Texas home value: $83,540
Median annual Ladonia, Texas tax bill: $907, lower than the national median property tax bill of $2,400.
How are property taxes in Fannin calculated?
Property taxes in Ladonia, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ladonia's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ladonia, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Ladonia, Fannin County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.23%
Estimate Property Tax Bill
$1,028
$954
How Does the Ladonia Property Tax Calculator Work?
Use this Ladonia property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ladonia's median effective tax rate of 1.23% — based on actual property records in Fannin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ladonia's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ladonia: rates range from 1.23% in 75449 to 1.23% in 75449, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ladonia.
About Ladonia Property Taxes
About Property Taxes in Ladonia, Fannin, Texas
Ladonia’s median effective property tax rate of 1.23% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Fannin County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ladonia. Homeowners in the 75449 ZIP code carry a median effective rate of 1.23%, while those in the same ZIP code pay 1.23%. This spread reflects how school district boundaries and local assessment districts are drawn across Fannin County. Understanding which part of Ladonia you live in can make a meaningful difference to your annual tax bill.
Ladonia homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before May 15, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ladonia, Fannin County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ladonia's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ladonia Tax Rate
1.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fannin County Tax Rate
1.27%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ladonia, Fannin County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75449 | 0.45% | 0.93% | 1.23% | 1.33% | 1.40% |
Source: Ownwell
Property Tax Assessment Values Across Ladonia, Fannin County, Texas
When examining property taxes in Ladonia, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Fannin County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Fannin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ladonia.
For example, the median home price in Ladonia is $83,540, with tax bills ranging significantly across the county. 75449 has the highest median home price at $83,540.
Property Tax Assessment Values Across Ladonia, Fannin County, Texas
Source: Ownwell
$83,540
$262,105
$440,670
Median Ladonia Market Value
$83,540
Median Fannin County Market Value
$206,260
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ladonia, Fannin County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75449 | $21,370 | $48,245 | $83,540 | $185,928 | $446,480 |
Source: Ownwell
Property Tax Bills Across Ladonia, Fannin County, Texas
Property tax bills in Ladonia are calculated from a home’s assessed value, which is based on its market value, and the local tax rate set by taxing authorities. For homeowners, that means the bill is not a flat charge; it changes with the value of the property and the rates applied to it.
With a median home price of $83,540, many homeowners in Ladonia see relatively modest bills compared with larger markets. The 25th percentile tax bill is $546, while the 75th percentile is $1,723 and the 90th percentile reaches $3,092. The highest and lowest median tax bill in the area is $907 in ZIP code 75449.
These factors can affect monthly housing costs and long-term affordability. When assessed values rise or local tax rates increase, property tax bills can climb, making it important for homeowners to understand how their bill is determined.
Median Ladonia Tax Bill
$907
Median Fannin County Tax Bill
$2,378
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Ladonia, Fannin County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75449 | $227 | $546 | $907 | $1,723 | $3,092 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Fannin Appraisal District | |
| Website | esearch.fannincad.org |