Saltillo, Franklin County, Texas Property Taxes

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Property Taxes in Saltillo, Texas

Median Saltillo, Texas effective property tax rate: 0.77%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Saltillo, Texas home value: $279,290
Median annual Saltillo, Texas tax bill: $1,570, $830 lower than the national median property tax bill of $2,400.

How are property taxes in Franklin calculated?

Property taxes in Saltillo, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saltillo's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saltillo, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Saltillo, Franklin County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.77%

Estimate Property Tax Bill

$2,151

$1,996

How Does the Saltillo Property Tax Calculator Work?

Use this Saltillo property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saltillo's median effective tax rate of 0.77% — based on actual property records in Franklin County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saltillo's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Saltillo: rates range from 0.77% in 75478 to 0.77% in 75478, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Saltillo.

About Saltillo Property Taxes

About Property Taxes in Saltillo, Franklin, Texas

Saltillo’s median effective property tax rate of 0.77% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Franklin County base levy combined with local school district levies and Municipal Utility Districts that can vary by subdivision throughout the city.

Property tax rates are not uniform across Saltillo. Homeowners in ZIP code 75478 carry a median effective rate of 0.77%, while the lowest rate is also 0.77%. This means there is no spread across the city, but it still reflects how school district boundaries and local assessment districts are drawn across Franklin County.

Saltillo homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Saltillo, Franklin County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Saltillo's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Franklin County’s property tax rate is lower than the county median, and Saltillo’s median property tax rate is 0.77%.

Property Tax Rates Across Saltillo, Franklin County, Texas

Source: Ownwell

0.77%

1.04%

1.31%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saltillo Tax Rate

0.77%

Median Effective Franklin County Tax Rate

1.16%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saltillo, Franklin County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
75478	0.15%	0.58%	0.77%	1.17%	1.32%

Source: Ownwell

Property Tax Assessment Values Across Saltillo, Franklin County, Texas

When examining property taxes in Saltillo, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Franklin County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Franklin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saltillo.

For example, the median home price in Saltillo is $279,290, with tax bills ranging significantly across the county. 75478 has the highest median home price at $279,290.

Property Tax Assessment Values Across Saltillo, Franklin County, Texas

Source: Ownwell

$64,895

$237,688

$410,480

Median Saltillo Market Value

$279,290

Median Franklin County Market Value

$216,800

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saltillo, Franklin County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
75478	$73,364	$178,875	$279,290	$379,630	$548,802

Source: Ownwell

Property Tax Bills Across Saltillo, Franklin County, Texas

Property tax bills in Saltillo are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local taxing authorities use that assessed value to determine how much a homeowner owes each year. Factors such as the home’s location, size, condition, and any applicable exemptions can influence the final bill.

With a median home price of $279,290, homeowners in Saltillo can see property tax bills that vary widely depending on how their property is assessed and which taxing jurisdictions apply. The 25th percentile tax bill is $1,017, while the 75th percentile is $3,263 and the 90th percentile reaches $4,435. The median tax bill is $1,570, which is below the national median property tax bill of $2,400.

For homeowners, this means two similar homes can still have different tax bills if their assessed values or exemptions differ. A higher assessed value generally leads to a higher bill, while qualifying exemptions can reduce what is owed.

Property Tax Bills Across Saltillo, Franklin County, Texas

Source: Ownwell

$739

$2,490

$4,240

Median Saltillo Tax Bill

$1,570

Median Franklin County Tax Bill

$2,415

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Saltillo, Franklin County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
75478	$551	$1,017	$1,570	$3,263	$4,435

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Franklin Appraisal District
Website	esearch.franklin-cad.org

Frequently Asked Property Tax Questions in Saltillo, Texas

How are property taxes calculated in Saltillo, Texas?

Property taxes in Saltillo, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Saltillo, Texas?

To appeal your property taxes in Saltillo, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Saltillo, Texas?

Common property tax exemptions in Saltillo, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Saltillo, Texas?

Property tax deadlines in Saltillo, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Saltillo, Texas?

Ownwell provides professional property tax appeal services in Saltillo, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.