Winnsboro, Franklin County, Texas Property Taxes

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Property Taxes in Winnsboro, Texas

Median Winnsboro, Texas effective property tax rate: 1.22%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Winnsboro, Texas home value: $153,220
Median annual Winnsboro, Texas tax bill: $1,680, $720 lower than the national median property tax bill of $2,400.

How are property taxes in Franklin calculated?

Property taxes in Winnsboro, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Winnsboro's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Winnsboro, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Winnsboro, Franklin County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.22%

Estimate Property Tax Bill

$1,869

$1,735

How Does the Winnsboro Property Tax Calculator Work?

Use this Winnsboro property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Winnsboro's median effective tax rate of 1.22% — based on actual property records in Franklin County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Winnsboro's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Winnsboro's median tax rate is lower than the Texas median tax rate of 1.48% and the median property tax bill of $2,400 nationally, with a median tax bill of $1,680. Your bill may vary by ZIP code within Winnsboro, but the median tax bill is $1,680 in 75494.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Winnsboro.

About Winnsboro Property Taxes

About Property Taxes in Winnsboro, Franklin, Texas

Winnsboro’s median effective property tax rate of 1.22% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Franklin County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Winnsboro. Homeowners in the 75494 ZIP code carry a median effective rate of 1.22%, while those in the same ZIP also pay the same rate, showing no local variation in this market. The median home price is $153,220, and the median tax bill is $1,680, which is $720 lower than the state tax bill comparison provided.

Winnsboro homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Winnsboro, Franklin County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Winnsboro's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Winnsboro, Franklin County, Texas

Source: Ownwell

0.77%

1.04%

1.31%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Winnsboro Tax Rate

1.22%

Median Effective Franklin County Tax Rate

1.16%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Winnsboro, Franklin County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
75494	0.62%	0.85%	1.22%	1.44%	1.91%

Source: Ownwell

Property Tax Assessment Values Across Winnsboro, Franklin County, Texas

When examining property taxes in Winnsboro, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Franklin County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Franklin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For context, Winnsboro’s median home price is $153,220, while the median tax bill is $1,680, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400.

Property Tax Assessment Values Across Winnsboro, Franklin County, Texas

Source: Ownwell

$64,895

$237,688

$410,480

Median Winnsboro Market Value

$153,220

Median Franklin County Market Value

$216,800

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Winnsboro, Franklin County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
75494	$18,080	$75,112	$153,220	$265,315	$522,050

Source: Ownwell

Property Tax Bills Across Winnsboro, Franklin County, Texas

Property tax bills in Winnsboro are based on the assessed value of a home, not its market price alone. Local tax rates are then applied to that assessed value to determine what a homeowner owes each year. For a home with a median price of $153,220, the final bill can vary depending on exemptions, local levies, and how the property is classified.

What factors are considered? The main drivers are the home’s assessed value, the tax rate set by local taxing authorities, and any applicable exemptions. In Franklin County, the median property tax bill is $1,680, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%.

How does this affect homeowners? Bills can range widely, with the 25th percentile at $749 and the 75th percentile at $3,135. For some homeowners, that means a manageable annual expense; for others, it can create a significant housing cost.

Property Tax Bills Across Winnsboro, Franklin County, Texas

Source: Ownwell

$739

$2,490

$4,240

Median Winnsboro Tax Bill

$1,680

Median Franklin County Tax Bill

$2,415

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Winnsboro, Franklin County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
75494	$193	$749	$1,680	$3,135	$4,878

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Franklin Appraisal District
Website	esearch.franklin-cad.org

Frequently Asked Property Tax Questions in Winnsboro, Texas

How are property taxes calculated in Winnsboro, Texas?

Property taxes in Winnsboro, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Winnsboro, Texas?

To appeal your property taxes in Winnsboro, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Winnsboro, Texas?

Common property tax exemptions in Winnsboro, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Winnsboro, Texas?

Property tax deadlines in Winnsboro, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Winnsboro, Texas?

Ownwell provides professional property tax appeal services in Winnsboro, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.