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Galveston, Galveston County, Texas Property Taxes

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Property Taxes in Galveston, Texas

  • Median Galveston, Texas effective property tax rate: 1.72%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.

  • Median Galveston, Texas home value: $375,542

  • Median annual Galveston, Texas tax bill: $4,471, $2,071 higher than the national median property tax bill of $2,400.

How are property taxes in Galveston County calculated?

Property taxes in Galveston, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Galveston's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Galveston, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Galveston, Galveston County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.72%

Estimate Property Tax Bill

$6,459

$5,994

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Galveston Property Tax Calculator Work?

Use this Galveston property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Galveston's median effective tax rate of 1.72% — based on actual property records in Galveston County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Galveston's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Galveston: rates range from $2,974 in 77551 to $8,017 in 77554, primarily due to differences in school district levies and local assessment districts. Galveston's median tax bill of $4,471 is higher than the Texas median of $2,400 and higher than the national median property tax bill of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Galveston assessment — you only pay if we save you money.

About Galveston Property Taxes

About Property Taxes in Galveston, Galveston, Texas

Galveston’s median effective property tax rate of 1.72% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Galveston County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Galveston. Homeowners in the 77550 ZIP code carry a median effective rate of 1.75%, while those in 77551 pay 1.16%. This spread — 0.59 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Galveston County. Understanding which part of Galveston you live in can make a meaningful difference to your annual tax bill.

Galveston homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 16, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Galveston, Galveston County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Galveston’s effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Galveston, Galveston County, Texas

Source: Ownwell

0.51%

1.43%

2.35%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Galveston Tax Rate

1.72%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Galveston County Tax Rate

1.19%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Galveston, Galveston County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
775500.20%0.55%1.75%1.75%1.75%
775510.24%0.51%1.16%1.75%1.75%
775540.58%1.18%1.72%1.72%1.75%

Source: Ownwell

Property Tax Assessment Values Across Galveston, Galveston County, Texas

When examining property taxes in Galveston, Texas, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Galveston County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices in Galveston County are sent in April each year, and they typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.

For example, the median home price in Galveston is $375,542, with tax bills ranging significantly across the county. ZIP code 77554 has the highest median home price at $559,446.

Property Tax Assessment Values Across Galveston, Galveston County, Texas

Source: Ownwell

$49,860

$553,088

$1,056,315

Median Galveston Market Value

$375,542

Median Galveston County Market Value

$307,680

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Galveston, Galveston County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
77550$170,854$242,000$338,210$465,140$650,586
77551$160,000$206,060$277,960$361,009$474,685
77554$248,900$392,948$559,446$775,975$1,100,000

Source: Ownwell

Property Tax Bills Across Galveston, Galveston County, Texas

How are property tax bills calculated in Galveston?

Property tax bills in Galveston are based on the assessed value of a home, which is then multiplied by the local tax rate. For homeowners, that means a higher market value can lead to a higher tax bill, even when the home itself has not changed. With a median home price of $375,542, bills can vary widely across the city, from $2,305 at the 25th percentile to $8,036 at the 75th percentile, with the 90th percentile reaching $13,269. The highest median tax bill is $8,017 in ZIP code 77554, while the lowest is $2,974 in ZIP code 77551.

How can Ownwell help homeowners save?

Ownwell helps homeowners lower their property tax bills by reviewing assessments and filing appeals when a home is overassessed. Since Galveston tax bills can be well above the national median property tax bill of $2,400, even a successful reduction can create meaningful savings.

Property Tax Bills Across Galveston, Galveston County, Texas

Source: Ownwell

$636

$7,015

$13,394

Median Galveston Tax Bill

$4,471

Median Galveston County Tax Bill

$2,996

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Galveston, Galveston County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
77550$605$1,743$3,723$6,062$9,182
77551$620$1,414$2,974$4,543$6,117
77554$2,286$4,439$8,017$12,169$18,026

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Galveston, Texas

How are property taxes calculated in Galveston, Texas?
Property taxes in Galveston, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Galveston, Texas?
To appeal your property taxes in Galveston, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Galveston, Texas?
Common property tax exemptions in Galveston, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Galveston, Texas?
Property tax deadlines in Galveston, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Galveston, Texas?
Ownwell provides professional property tax appeal services in Galveston, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.