Chillicothe, Hardeman County, Texas Property Taxes
Property Taxes in Chillicothe, Texas
Median Chillicothe, Texas effective property tax rate: 1.77%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Chillicothe, Texas home value: $35,865
Median annual Chillicothe, Texas tax bill: $593, lower than the national median property tax bill of $2,400.
How are property taxes in Hardeman calculated?
Property taxes in Chillicothe, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chillicothe's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chillicothe, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Chillicothe, Hardeman County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.77%
Estimate Property Tax Bill
$635
$589
How Does the Chillicothe Property Tax Calculator Work?
Use this Chillicothe property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chillicothe's median effective tax rate of 1.77% — based on actual property records in Hardeman County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Chillicothe's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Chillicothe: rates range from 1.77% in 79225 to 1.77% in 79225, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Chillicothe.
About Chillicothe Property Taxes
About Property Taxes in Chillicothe, Hardeman, Texas
Chillicothe’s median effective property tax rate of 1.77% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Hardeman County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Chillicothe. Homeowners in the 79225 ZIP code carry a median effective rate of 1.77%, while those in 79225 pay 1.77%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Hardeman County. Understanding which part of Chillicothe you live in can make a meaningful difference to your annual tax bill.
Chillicothe homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Chillicothe, Hardeman County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Chillicothe's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chillicothe Tax Rate
1.77%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hardeman County Tax Rate
1.60%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Chillicothe, Hardeman County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79225 | 1.14% | 1.50% | 1.77% | 2.02% | 2.59% |
Source: Ownwell
Property Tax Assessment Values Across Chillicothe, Hardeman County, Texas
When examining property taxes in Chillicothe, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hardeman County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hardeman County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Chillicothe is $35,865, with tax bills ranging significantly across the county. ZIP code 79225 has the highest median home price at $35,865.
Property Tax Assessment Values Across Chillicothe, Hardeman County, Texas
Source: Ownwell
$35,865
$40,948
$46,030
Median Chillicothe Market Value
$35,865
Median Hardeman County Market Value
$43,560
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Chillicothe, Hardeman County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79225 | $3,187 | $11,402 | $35,865 | $78,802 | $133,558 |
Source: Ownwell
Property Tax Bills Across Chillicothe, Hardeman County, Texas
Property tax bills in Chillicothe are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value is determined, that value is used to calculate the tax bill, so homes with higher assessed values generally owe more. For homeowners, this means the bill can change if the market value of the property changes or if local tax rates are adjusted.
In Chillicothe, the median home price is $35,865, and the median property tax bill is $593.00 in ZIP code 79225. That amount is above the national median property tax bill of $2,400? Wait, no—this is lower than the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. Bills can vary widely, with some homeowners paying as little as $213 at the 25th percentile and others reaching $2,031 at the 90th percentile.
Median Chillicothe Tax Bill
$593
Median Hardeman County Tax Bill
$697
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Chillicothe, Hardeman County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79225 | $64 | $213 | $593 | $1,260 | $2,031 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Hardeman Appraisal District | |
| Website | www.hardemancad.org |