Karnack, Harrison County, Texas Property Taxes
Property Taxes in Karnack, Texas
Median Karnack, Texas effective property tax rate: 0.67%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Karnack, Texas home value: $57,185
Median annual Karnack, Texas tax bill: $264, lower than the national median property tax bill of $2,400.
How are property taxes in Harrison calculated?
Property taxes in Karnack, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Karnack's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Karnack, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Karnack, Harrison County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.67%
Estimate Property Tax Bill
$383
$356
How Does the Karnack Property Tax Calculator Work?
Use this Karnack property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and our calculator applies Karnack’s median effective tax rate of 0.67% — based on actual property records in Harrison County — to generate your estimate.
Enter your property’s estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home’s market value. Our calculator applies Karnack’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Karnack: rates range from 0.67% in 75661 to 0.67% in 75661, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Karnack.
About Karnack Property Taxes
About Property Taxes in Karnack, Harrison, Texas
Karnack’s median effective property tax rate of 0.67% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Harrison County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Karnack. Homeowners in the 75661 ZIP code carry a median effective rate of 0.67%, while those in the lowest ZIP also pay 0.67%. This spread reflects how school district boundaries and local assessment districts are drawn across Harrison County. Understanding which part of Karnack you live in can make a meaningful difference to your annual tax bill.
Karnack homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Karnack, Harrison County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Karnack's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Karnack Tax Rate
0.67%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harrison County Tax Rate
0.78%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Karnack, Harrison County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75661 | 0.12% | 0.64% | 0.67% | 0.67% | 0.67% |
Source: Ownwell
Property Tax Assessment Values Across Karnack, Harrison County, Texas
When examining property taxes in Karnack, Texas, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harrison County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Harrison County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Karnack is $57,185, with the median tax bill at $264. Tax bills range from $91 at the 25th percentile to $1,238 at the 90th percentile, while 75661 has the highest median home price at $57,185.
Property Tax Assessment Values Across Karnack, Harrison County, Texas
Source: Ownwell
$27,615
$130,293
$232,970
Median Karnack Market Value
$57,185
Median Harrison County Market Value
$76,070
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Karnack, Harrison County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75661 | $7,215 | $20,080 | $57,185 | $138,035 | $263,342 |
Source: Ownwell
Property Tax Bills Across Karnack, Harrison County, Texas
Karnack property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The amount a homeowner owes depends on that assessed value, the tax rates set by local taxing authorities, and any exemptions that may reduce the final bill.
In Karnack, the median home price is $57,185, and the median property tax bill is $264.00, which is far below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $91 and the 75th percentile at $643, while the 90th percentile reaches $1,238.
For homeowners, this means property taxes can be a manageable expense for some, but a much larger burden for others depending on how their home is assessed and which exemptions they receive.
Median Karnack Tax Bill
$264
Median Harrison County Tax Bill
$423
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Karnack, Harrison County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75661 | $30 | $91 | $264 | $643 | $1,238 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Harrison Appraisal District | |
| Website | esearch.harrisoncad.net |