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Mountain City, Hays County, Texas Property Taxes

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Property Taxes in Mountain City, Texas

  • Median Mountain City, Texas effective property tax rate: 0.98%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median Mountain City, Texas home value: $643,045

  • Median annual Mountain City, Texas tax bill: $6,279, $3,879 higher than the national median property tax bill of $2,400.

How are property taxes in Hays calculated?

Property taxes in Mountain City, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Mountain City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mountain City, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Mountain City, Hays County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.98%

Estimate Property Tax Bill

$6,302

$5,848

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Mountain City Property Tax Calculator Work?

Use this Mountain City property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Mountain City’s median effective tax rate of 0.98% — based on actual property records in Hays County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mountain City’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Mountain City: rates are 0.98% in 78610, primarily due to differences in school district levies and local assessment districts. Mountain City’s median tax bill is $6,279, which is higher than the Texas median tax bill and higher than the national median property tax bill of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Mountain City assessment — you only pay if we save you money.

About Mountain City Property Taxes

About Property Taxes in Mountain City, Hays, Texas

Mountain City’s median effective property tax rate of 0.98% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Hays County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Mountain City. Homeowners in the 78610 ZIP code carry a median effective rate of 0.98%, while those in the same ZIP code also pay 0.98%. That consistency reflects how local taxing jurisdictions are drawn across Hays County, and it can still affect how your assessed value translates into your annual tax bill.

Mountain City homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Mountain City, Hays County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Mountain City’s effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Mountain City, Hays County, Texas

Source: Ownwell

0.53%

1.18%

1.83%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Mountain City Tax Rate

0.98%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Hays County Tax Rate

1.49%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Mountain City, Hays County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
786100.45%0.65%0.98%1.11%1.65%

Source: Ownwell

Property Tax Assessment Values Across Mountain City, Hays County, Texas

When examining property taxes in Mountain City, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hays County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Hays County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mountain City.

For example, the median home price in Mountain City is $643,045, with tax bills ranging significantly across the county. 78610 has the highest median home price at $643,045.

Property Tax Assessment Values Across Mountain City, Hays County, Texas

Source: Ownwell

$147,840

$682,155

$1,216,470

Median Mountain City Market Value

$643,045

Median Hays County Market Value

$383,244

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Mountain City, Hays County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
78610$553,407$591,040$643,045$723,950$801,060

Source: Ownwell

Property Tax Bills Across Mountain City, Hays County, Texas

Property tax bills in Mountain City are calculated by multiplying the home’s assessed value by the local tax rate, then applying any exemptions. For homeowners, the bill is based on the market value of the property and the taxing jurisdictions that apply in Hays County. With a median home price of $643,045, bills can vary widely depending on the assessed value and local rates.

In Mountain City, the median property tax bill is $6,279, which is well above the national median property tax bill of $2,400. The 25th percentile tax bill is $4,184, while the 75th percentile is $8,124, and the 90th percentile reaches $10,262. That means many homeowners face a significant annual expense.

Ownwell helps homeowners lower their property tax bills by reviewing assessments, identifying overassessments, and filing appeals when appropriate. If your assessed value is too high, Ownwell can help you challenge it and potentially reduce what you pay each year.

Property Tax Bills Across Mountain City, Hays County, Texas

Source: Ownwell

$1,222

$7,320

$13,417

Median Mountain City Tax Bill

$6,279

Median Hays County Tax Bill

$5,749

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Mountain City, Hays County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
78610$2,689$4,184$6,279$8,124$10,262

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Mountain City, Texas

How are property taxes calculated in Mountain City, Texas?
Property taxes in Mountain City, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Mountain City, Texas?
To appeal your property taxes in Mountain City, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Mountain City, Texas?
Common property tax exemptions in Mountain City, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Mountain City, Texas?
Property tax deadlines in Mountain City, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Mountain City, Texas?
Ownwell provides professional property tax appeal services in Mountain City, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.