Lubbock, Hockley County, Texas Property Taxes

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Property Taxes in Lubbock, Texas

Median Lubbock, Texas effective property tax rate: 0.91%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Lubbock, Texas home value: $94,240
Median annual Lubbock, Texas tax bill: $686, lower than the national median property tax bill of $2,400.

How are property taxes in Hockley calculated?

Property taxes in Lubbock, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Lubbock's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lubbock, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Lubbock, Hockley County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.91%

Estimate Property Tax Bill

$858

$796

How Does the Lubbock Property Tax Calculator Work?

Use this Lubbock property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Lubbock's median effective tax rate of 0.91% — based on actual property records in Hockley County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Lubbock's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Lubbock: rates range from 0.91% in 79407 to 0.91% in 79407, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Lubbock.

About Lubbock Property Taxes

About Property Taxes in Lubbock, Hockley, Texas

Lubbock's median effective property tax rate of 0.91% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Hockley County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Lubbock. Homeowners in the 79407 ZIP code carry a median effective rate of 0.90%, while those in the same ZIP code pay 0.90%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Hockley County. Understanding which part of Lubbock you live in can make a meaningful difference to your annual tax bill.

Lubbock homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Lubbock, Hockley County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Lubbock's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Lubbock, Hockley County, Texas

Source: Ownwell

0.80%

1.29%

1.78%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Lubbock Tax Rate

0.91%

Median Effective Hockley County Tax Rate

1.70%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Lubbock, Hockley County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
79407	0.27%	0.46%	0.90%	1.55%	1.55%
79416	N/A	N/A	N/A	N/A	N/A
79424	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Lubbock, Hockley County, Texas

When examining property taxes in Lubbock, Texas, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hockley County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Hockley County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Lubbock.

For example, the median home price in Lubbock is $94,240, with tax bills ranging significantly across the county. 79407 has the highest median home price at $94,240.

Property Tax Assessment Values Across Lubbock, Hockley County, Texas

Source: Ownwell

$52,930

$92,070

$131,210

Median Lubbock Market Value

$94,240

Median Hockley County Market Value

$87,680

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Lubbock, Hockley County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
79407	$25,700	$51,330	$94,240	$144,942	$206,650
79416	N/A	N/A	N/A	N/A	N/A
79424	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Lubbock, Hockley County, Texas

How are property tax bills calculated in Lubbock?

Property tax bills in Lubbock are based on the assessed value of a home, which is tied to its market value and the local tax rates set by taxing authorities. The county uses the home’s assessed value to determine how much tax is owed, so changes in market value can directly affect the final bill. With a median home price of $94,240, homeowners may see bills that vary widely depending on the property’s value and the exemptions or taxing districts that apply.

What factors affect the bill? Home value, local tax rates, and any qualifying exemptions all play a role in the amount owed. In Hockley County, the 25th percentile tax bill is $326, the 75th percentile is $1,735, and the 90th percentile is $2,701. The median tax bill in the highest and lowest ZIP code listed is $658 in 79407.

How does this affect homeowners? A higher assessed value usually means a higher tax bill, which can increase annual housing costs and make it important for homeowners to review their assessments carefully.

Property Tax Bills Across Lubbock, Hockley County, Texas

Source: Ownwell

$616

$1,019

$1,422

Median Lubbock Tax Bill

$686

Median Hockley County Tax Bill

$1,245

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Lubbock, Hockley County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
79407	$145	$325	$658	$1,735	$2,711
79416	N/A	N/A	N/A	N/A	N/A
79424	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Hockley Appraisal District
Website	esearch.hockleycad.org

Frequently Asked Property Tax Questions in Lubbock, Texas

How are property taxes calculated in Lubbock, Texas?

Property taxes in Lubbock, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Lubbock, Texas?

To appeal your property taxes in Lubbock, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Lubbock, Texas?

Common property tax exemptions in Lubbock, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Lubbock, Texas?

Property tax deadlines in Lubbock, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Lubbock, Texas?

Ownwell provides professional property tax appeal services in Lubbock, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.