Emory, Hopkins County, Texas Property Taxes

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Property Taxes in Emory, Texas

Median Emory, Texas effective property tax rate: 1.37%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Emory, Texas home value: $108,945
Median annual Emory, Texas tax bill: $1,114, lower than the national median property tax bill of $2,400.

How are property taxes in Hopkins County calculated?

Property taxes in Emory, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Emory's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Emory, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Emory, Hopkins County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.37%

Estimate Property Tax Bill

$1,493

$1,385

How Does the Emory Property Tax Calculator Work?

Use this Emory property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Emory's median effective tax rate of 1.37% — based on actual property records in Hopkins County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Emory's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Emory: rates range from 1.37% in 75440 to 1.37% in 75440, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Emory.

About Emory Property Taxes

About Property Taxes in Emory, Hopkins, Texas

Emory's median effective property tax rate of 1.37% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Hopkins County base levy combined with local school district levies and other local taxing jurisdictions.

Property tax rates are not uniform across Emory. Homeowners in the 75440 ZIP code carry a median effective rate of 1.37%, while those in the same ZIP code also pay 1.37%. This reflects how school district boundaries and local assessment districts are drawn across Hopkins County. Understanding where your home is located can still matter when reviewing your annual tax bill.

Emory homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Emory, Hopkins County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Emory's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Emory, Hopkins County, Texas

Source: Ownwell

0.89%

1.16%

1.42%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Emory Tax Rate

1.37%

Median Effective Hopkins County Tax Rate

1.34%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Emory, Hopkins County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
75440	0.54%	0.71%	1.37%	1.45%	1.63%

Source: Ownwell

Property Tax Assessment Values Across Emory, Hopkins County, Texas

When examining property taxes in Emory, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hopkins County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Hopkins County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Emory is $108,945, with tax bills ranging significantly across the county. ZIP code 75440 has the highest median home price at $108,945.

Property Tax Assessment Values Across Emory, Hopkins County, Texas

Source: Ownwell

$108,945

$163,958

$218,970

Median Emory Market Value

$108,945

Median Hopkins County Market Value

$159,865

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Emory, Hopkins County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
75440	$24,090	$62,258	$108,945	$272,592	$311,007

Source: Ownwell

Property Tax Bills Across Emory, Hopkins County, Texas

Property tax bills in Emory are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For a home with a median market value of $108,945, the final bill can vary widely depending on exemptions, local taxing entities, and any changes in assessed value.

In Hopkins County, the median property tax bill is $1,114, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. Bills at the 25th percentile are $709, while bills at the 75th percentile reach $2,529. At the 90th percentile, homeowners see bills of $3,728.

These differences matter because a higher assessed value or tax rate can increase annual housing costs, while lower bills can make ownership more affordable.

Property Tax Bills Across Emory, Hopkins County, Texas

Source: Ownwell

$1,068

$1,567

$2,065

Median Emory Tax Bill

$1,114

Median Hopkins County Tax Bill

$1,722

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Emory, Hopkins County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
75440	$314	$709	$1,114	$2,529	$3,728

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Hopkins Appraisal District
Website	iswdataclient.azurewebsites.net

Frequently Asked Property Tax Questions in Emory, Texas

How are property taxes calculated in Emory, Texas?

Property taxes in Emory, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Emory, Texas?

To appeal your property taxes in Emory, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Emory, Texas?

Common property tax exemptions in Emory, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Emory, Texas?

Property tax deadlines in Emory, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Emory, Texas?

Ownwell provides professional property tax appeal services in Emory, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.