Borger, Hutchinson County, Texas Property Taxes

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Property Taxes in Borger, Texas

Median Borger, Texas effective property tax rate: 2.64%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Borger, Texas home value: $60,860
Median annual Borger, Texas tax bill: $1,519, $881 lower than the national median property tax bill of $2,400.

How are property taxes in Hutchinson calculated?

Property taxes in Borger, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Borger's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Borger, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Borger, Hutchinson County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.64%

Estimate Property Tax Bill

$1,607

$1,491

How Does the Borger Property Tax Calculator Work?

Use this Borger property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Borger's median effective tax rate of 2.64% — based on actual property records in Hutchinson County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Borger's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Borger: rates range from $1519.00 in 79007 to $1519.00 in 79007, primarily due to differences in school district levies and local assessment districts.

Borger's median property tax rate is higher than Texas and higher than Hutchinson County, while the median tax bill is lower than the Texas median by $881. For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Borger.

About Borger Property Taxes

About Property Taxes in Borger, Hutchinson, Texas

Borger’s median effective property tax rate of 2.64% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Hutchinson County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Borger. Homeowners in the 79007 ZIP code carry a median effective rate of 2.64%, while those in the lowest ZIP also pay 2.64%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Hutchinson County. Understanding which part of Borger you live in can make a meaningful difference to your annual tax bill.

Borger homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Borger, Hutchinson County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Borger's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Borger, Hutchinson County, Texas

Source: Ownwell

1.52%

2.08%

2.64%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Borger Tax Rate

2.64%

Median Effective Hutchinson County Tax Rate

2.42%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Borger, Hutchinson County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
79007	1.98%	2.27%	2.64%	2.64%	2.64%

Source: Ownwell

Property Tax Assessment Values Across Borger, Hutchinson County, Texas

When examining property taxes in Borger, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hutchinson County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Hutchinson County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Borger is $60,860, with tax bills ranging from $819 at the 25th percentile to $4,889 at the 90th percentile. The median tax bill is $1,519, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.

Property Tax Assessment Values Across Borger, Hutchinson County, Texas

Source: Ownwell

$23,585

$70,093

$116,600

Median Borger Market Value

$60,860

Median Hutchinson County Market Value

$59,760

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Borger, Hutchinson County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
79007	$15,458	$32,570	$60,860	$132,645	$222,218

Source: Ownwell

Property Tax Bills Across Borger, Hutchinson County, Texas

Property tax bills in Borger are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value. For homeowners, that means the bill can change when a home’s value changes, even if the house itself does not. In Hutchinson County, the median home price is $60,860, and the median tax bill is $1,519 in ZIP code 79007.

What factors are considered? Local taxing authorities, the assessed value, and any exemptions all play a role in the final amount. Homes with higher assessed values generally face higher bills, while lower-valued homes may owe less.

How does this affect homeowners? The tax bill can be a significant part of annual housing costs, especially for households near the upper end of the local range. In Borger, tax bills vary widely, with the 25th percentile at $819 and the 75th percentile at $3,104, showing how much assessments can influence what homeowners pay.

Property Tax Bills Across Borger, Hutchinson County, Texas

Source: Ownwell

$459

$1,160

$1,861

Median Borger Tax Bill

$1,519

Median Hutchinson County Tax Bill

$1,367

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Borger, Hutchinson County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
79007	$382	$819	$1,519	$3,104	$4,889

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15

Links
Hutchinson Appraisal District
Website	www.hutchinsoncad.org

Frequently Asked Property Tax Questions in Borger, Texas

How are property taxes calculated in Borger, Texas?

Property taxes in Borger, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Borger, Texas?

To appeal your property taxes in Borger, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Borger, Texas?

Common property tax exemptions in Borger, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Borger, Texas?

Property tax deadlines in Borger, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Borger, Texas?

Ownwell provides professional property tax appeal services in Borger, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.