Ingram, Kerr County, Texas Property Taxes

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Property Taxes in Ingram, Texas

Median Ingram, Texas effective property tax rate: 0.94%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Ingram, Texas home value: $149,368
Median annual Ingram, Texas tax bill: $1,241, $1,159 lower than the national median property tax bill of $2,400.

How are property taxes in Kerr calculated?

Property taxes in Ingram, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Ingram's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ingram, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Ingram, Kerr County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.94%

Estimate Property Tax Bill

$1,404

$1,303

How Does the Ingram Property Tax Calculator Work?

Use this Ingram property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ingram's median effective tax rate of 0.94% — based on actual property records in Kerr County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ingram's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Ingram: rates range from 0.94% in 78025 to 0.94% in 78025, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ingram.

About Ingram Property Taxes

About Property Taxes in Ingram, Kerr, Texas

Ingram’s median effective property tax rate of 0.94% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Kerr County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Ingram. Homeowners in the 78025 ZIP code carry a median effective rate of 0.94%, while those in the same ZIP code also pay 0.94%. This reflects how school district boundaries and local assessment districts are drawn across Kerr County. Understanding which part of Ingram you live in can make a meaningful difference to your annual tax bill.

Ingram homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before May 15, 2026.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Ingram, Kerr County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Ingram's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Ingram, Kerr County, Texas

Source: Ownwell

0.34%

0.68%

1.02%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ingram Tax Rate

0.94%

Median Effective Kerr County Tax Rate

0.92%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ingram, Kerr County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
78025	0.28%	0.43%	0.94%	1.42%	1.82%

Source: Ownwell

Property Tax Assessment Values Across Ingram, Kerr County, Texas

When examining property taxes in Ingram, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kerr County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Kerr County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ingram.

For example, the median home price in Ingram is $149,368, with tax bills ranging significantly across the county. 78025 has the highest median home price at $149,368.

Property Tax Assessment Values Across Ingram, Kerr County, Texas

Source: Ownwell

$149,368

$392,268

$635,167

Median Ingram Market Value

$149,368

Median Kerr County Market Value

$253,266

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ingram, Kerr County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
78025	$35,000	$78,019	$149,368	$344,263	$667,009

Source: Ownwell

Property Tax Bills Across Ingram, Kerr County, Texas

Property tax bills in Ingram are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for the bill, and it can change when home values rise or fall. For a city with a median home price of $149,368, that valuation plays a major role in what homeowners owe each year.

Several factors affect the final tax bill, including the property’s location, the local tax rate, and any exemptions a homeowner may qualify for. In Kerr County, tax bills can vary widely, with the 25th percentile at $464 and the 75th percentile at $3,180. Higher-value homes or properties with fewer exemptions often face larger bills, while lower-assessed homes may owe less.

For many homeowners, property taxes are one of the largest recurring housing costs. Ingram’s median tax bill of $1,241 is below the national median property tax bill of $2,400, which can offer some relief, but rising assessed values can still increase annual costs.

Property Tax Bills Across Ingram, Kerr County, Texas

Source: Ownwell

$894

$2,289

$3,684

Median Ingram Tax Bill

$1,241

Median Kerr County Tax Bill

$1,919

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Ingram, Kerr County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
78025	$225	$464	$1,241	$3,180	$5,946

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Kerr Appraisal District
Website	esearch.kerrcad.org

Frequently Asked Property Tax Questions in Ingram, Texas

How are property taxes calculated in Ingram, Texas?

Property taxes in Ingram, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Ingram, Texas?

To appeal your property taxes in Ingram, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Ingram, Texas?

Common property tax exemptions in Ingram, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Ingram, Texas?

Property tax deadlines in Ingram, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Ingram, Texas?

Ownwell provides professional property tax appeal services in Ingram, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.