Mountain Home, Kerr County, Texas Property Taxes
Property Taxes in Mountain Home, Texas
Median Mountain Home, Texas effective property tax rate: 0.47%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Mountain Home, Texas home value: $287,276
Median annual Mountain Home, Texas tax bill: $1,249, $1,151 lower than the national median property tax bill of $2,400.
How are property taxes in Kerr calculated?
Property taxes in Mountain Home, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mountain Home's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mountain Home, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Mountain Home, Kerr County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.47%
Estimate Property Tax Bill
$1,350
$1,253
How Does the Mountain Home Property Tax Calculator Work?
Use this Mountain Home property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mountain Home's median effective tax rate of 0.47% — based on actual property records in Kerr County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mountain Home's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Mountain Home’s median effective tax rate is lower than the Texas median tax rate of 1.48%, and the median property tax bill is $1,249, which is $1,151 lower than the state median tax bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mountain Home.
About Mountain Home Property Taxes
About Property Taxes in Mountain Home, Kerr, Texas
Mountain Home’s median effective property tax rate of 0.47% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Kerr County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Mountain Home. Homeowners in the 78058 ZIP code carry a median effective rate of 0.47%, while those in the same ZIP code also pay 0.47%. This reflects how school district boundaries and local assessment districts are drawn across Kerr County. Understanding which part of Mountain Home you live in can make a meaningful difference to your annual tax bill.
Mountain Home homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mountain Home, Kerr County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mountain Home's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mountain Home Tax Rate
0.47%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kerr County Tax Rate
0.92%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mountain Home, Kerr County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78058 | 0.11% | 0.28% | 0.47% | 0.89% | 1.43% |
Source: Ownwell
Property Tax Assessment Values Across Mountain Home, Kerr County, Texas
When examining property taxes in Mountain Home, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kerr County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Kerr County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mountain Home.
For example, the median home price in Mountain Home is $287,276, with tax bills ranging significantly across the county. 78058 has the highest median home price at $287,276.
Property Tax Assessment Values Across Mountain Home, Kerr County, Texas
Source: Ownwell
$149,368
$392,268
$635,167
Median Mountain Home Market Value
$287,276
Median Kerr County Market Value
$253,266
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mountain Home, Kerr County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78058 | $59,356 | $132,184 | $287,276 | $573,791 | $1,141,741 |
Source: Ownwell
Property Tax Bills Across Mountain Home, Kerr County, Texas
Property tax bills in Mountain Home are based on the assessed value of a home and the local tax rates set for Kerr County and other taxing entities. When a property’s market value rises, the assessed value can increase as well, which may lead to a higher tax bill. Homeowners are taxed on that assessed amount, not on what they paid for the home.
The median home price in Mountain Home is $287,276, and the median property tax bill is $1,249. That is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Tax bills can still vary widely, though, with the 25th percentile at $533 and the 75th percentile at $2,426. For some homeowners, higher assessed values can mean a larger annual expense, making property taxes an important part of the cost of owning a home in Mountain Home.
Median Mountain Home Tax Bill
$1,249
Median Kerr County Tax Bill
$1,919
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Mountain Home, Kerr County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78058 | $257 | $533 | $1,249 | $2,426 | $5,141 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Kerr Appraisal District | |
| Website | esearch.kerrcad.org |