Cedar Lane, Matagorda County, Texas Property Taxes

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Property Taxes in Cedar Lane, Texas

Median Cedar Lane, Texas effective property tax rate: 1.15%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Cedar Lane, Texas home value: $98,900
Median annual Cedar Lane, Texas tax bill: $1,214, lower than the national median property tax bill of $2,400.

How are property taxes in Matagorda calculated?

Property taxes in Cedar Lane, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Cedar Lane's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cedar Lane, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Cedar Lane, Matagorda County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.15%

Estimate Property Tax Bill

$1,137

$1,055

How Does the Cedar Lane Property Tax Calculator Work?

Use this Cedar Lane property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cedar Lane's median effective tax rate of 1.15% — based on actual property records in Matagorda County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cedar Lane's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Cedar Lane: rates range from 1.15% in 77415 to 1.15% in 77415, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cedar Lane.

About Cedar Lane Property Taxes

About Property Taxes in Cedar Lane, Matagorda, Texas

Cedar Lane’s median effective property tax rate of 1.15% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Matagorda County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Cedar Lane. Homeowners in the 77415 ZIP code carry a median effective rate of 1.15%, while those in the same ZIP code also pay 1.15%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Matagorda County. Understanding which part of Cedar Lane you live in can make a meaningful difference to your annual tax bill.

Cedar Lane homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Cedar Lane, Matagorda County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Cedar Lane's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Cedar Lane, Matagorda County, Texas

Source: Ownwell

0.91%

1.33%

1.76%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cedar Lane Tax Rate

1.15%

Median Effective Matagorda County Tax Rate

1.57%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cedar Lane, Matagorda County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
77415	0.55%	0.87%	1.15%	1.60%	1.64%

Source: Ownwell

Property Tax Assessment Values Across Cedar Lane, Matagorda County, Texas

When examining property taxes in Cedar Lane, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Matagorda County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Matagorda County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By understanding how these values are determined, property owners can better navigate their tax responsibilities in Cedar Lane.

For example, the median home price in Cedar Lane is $98,900, with tax bills ranging significantly across the county. 77415 has the highest median home price at $98,900.

Property Tax Assessment Values Across Cedar Lane, Matagorda County, Texas

Source: Ownwell

$6,900

$151,410

$295,920

Median Cedar Lane Market Value

$98,900

Median Matagorda County Market Value

$145,760

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cedar Lane, Matagorda County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
77415	$20,596	$42,480	$98,900	$225,145	$351,050

Source: Ownwell

Property Tax Bills Across Cedar Lane, Matagorda County, Texas

Property tax bills in Cedar Lane are based on the assessed value of a home and the local tax rates set by taxing authorities. For a median home price of $98,900, the bill can vary widely depending on the property’s assessed market value, exemptions, and the specific rates applied in Matagorda County. Homeowners with lower assessed values or qualifying exemptions may see smaller bills, while higher-valued homes generally face larger ones.

For Cedar Lane homeowners, property taxes are a major part of the cost of owning a home because the bill is tied directly to value. The 25th percentile tax bill is $526, while the 75th percentile is $2,226 and the 90th percentile reaches $3,410. The median tax bill is $1,214 in ZIP code 77415, which is below the national median property tax bill of $2,400. That means many homeowners in Cedar Lane pay less than the national median, but the amount can still rise significantly as assessed value increases.

Property Tax Bills Across Cedar Lane, Matagorda County, Texas

Source: Ownwell

$75

$1,494

$2,913

Median Cedar Lane Tax Bill

$1,214

Median Matagorda County Tax Bill

$2,218

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Cedar Lane, Matagorda County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
77415	$195	$526	$1,214	$2,226	$3,410

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Matagorda Appraisal District
Website	esearch.matagorda-cad.org

Frequently Asked Property Tax Questions in Cedar Lane, Texas

How are property taxes calculated in Cedar Lane, Texas?

Property taxes in Cedar Lane, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Cedar Lane, Texas?

To appeal your property taxes in Cedar Lane, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Cedar Lane, Texas?

Common property tax exemptions in Cedar Lane, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Cedar Lane, Texas?

Property tax deadlines in Cedar Lane, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Cedar Lane, Texas?

Ownwell provides professional property tax appeal services in Cedar Lane, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.