Richland Springs, Mcculloch County, Texas Property Taxes

$774 avg. annual savings

No Upfront Costs

You only pay if we save

Property Taxes in Richland Springs, Texas

Median Richland Springs, Texas effective property tax rate: 1.21%, significantly higher than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Richland Springs, Texas home value: $83,255
Median annual Richland Springs, Texas tax bill: $819, $1,581 lower than the national median property tax bill of $2,400.

How are property taxes in McCulloch calculated?

Property taxes in Richland Springs, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Richland Springs' property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Richland Springs, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Richland Springs, Mcculloch County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.21%

Estimate Property Tax Bill

$1,007

$935

How Does the Richland Springs Property Tax Calculator Work?

Use this Richland Springs property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Richland Springs' median effective tax rate of 1.21% — based on actual property records in McCulloch County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Richland Springs' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Richland Springs: rates range from 1.21% in 76871 to 1.21% in 76871, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Richland Springs.

About Richland Springs Property Taxes

About Property Taxes in Richland Springs, McCulloch, Texas

Richland Springs has a median effective property tax rate of 1.21%, which is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the McCulloch County base levy combined with local school district levies and other local taxing entities that can vary by area.

Property tax rates are not uniform across Richland Springs. Homeowners in ZIP code 76871 carry a median effective rate of 1.21%, and the same ZIP code also has a median tax bill of $819. That means the city’s tax burden is consistent across the area, but your assessed value still plays a major role in what you owe.

Richland Springs homeowners who believe their assessed value is too high can file a formal appeal with the Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Richland Springs, Mcculloch County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Richland Springs's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Richland Springs, Mcculloch County, Texas

Source: Ownwell

1.21%

1.49%

1.76%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Richland Springs Tax Rate

1.21%

Median Effective Mcculloch County Tax Rate

1.70%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Richland Springs, Mcculloch County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
76871	0.63%	0.98%	1.21%	1.31%	1.36%

Source: Ownwell

Property Tax Assessment Values Across Richland Springs, Mcculloch County, Texas

When examining property taxes in Richland Springs, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The McCulloch County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In McCulloch County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Richland Springs homeowners, the median home price is $83,255, and the median tax bill is $819, well below the national median property tax bill of $2,400. Tax bills in the county range from $584 at the 25th percentile to $1,622 at the 90th percentile, and ZIP code 76871 has both the highest median home price and the highest median tax bill at $83,255 and $819.

Property Tax Assessment Values Across Richland Springs, Mcculloch County, Texas

Source: Ownwell

$30,520

$71,008

$111,495

Median Richland Springs Market Value

$83,255

Median Mcculloch County Market Value

$77,140

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Richland Springs, Mcculloch County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
76871	$52,134	$64,928	$83,255	$121,832	$132,724

Source: Ownwell

Property Tax Bills Across Richland Springs, Mcculloch County, Texas

Property Taxes in Richland Springs, Texas

Property tax bills in Richland Springs are based on the assessed value of a home and the local tax rates set by taxing authorities in McCulloch County. The tax bill is determined by multiplying the assessed market value by the applicable tax rates, then adjusting for any exemptions or special taxing districts that apply. Because property taxes are tied to value, homeowners with higher-valued homes generally pay more, while lower-valued homes pay less.

For Richland Springs homeowners, the median home price is $83,255, and the median tax bill is $819, which is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Tax bills can still vary widely, with the 25th percentile at $584, the 75th percentile at $1,170, and the 90th percentile at $1,622. These differences affect monthly housing costs and can influence affordability for homeowners.

Property Tax Bills Across Richland Springs, Mcculloch County, Texas

Source: Ownwell

$528

$1,028

$1,528

Median Richland Springs Tax Bill

$819

Median Mcculloch County Tax Bill

$1,246

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Richland Springs, Mcculloch County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
76871	$505	$584	$819	$1,170	$1,622

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15

Links
McCulloch Appraisal District
Website	www.mccullochcad.org

Frequently Asked Property Tax Questions in Richland Springs, Texas

How are property taxes calculated in Richland Springs, Texas?

Property taxes in Richland Springs, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Richland Springs, Texas?

To appeal your property taxes in Richland Springs, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Richland Springs, Texas?

Common property tax exemptions in Richland Springs, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Richland Springs, Texas?

Property tax deadlines in Richland Springs, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Richland Springs, Texas?

Ownwell provides professional property tax appeal services in Richland Springs, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.