Voca, Mcculloch County, Texas Property Taxes
Property Taxes in Voca, Texas
Median VOCA, Texas effective property tax rate: 1.59%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median VOCA, Texas home value: $111,495
Median annual VOCA, Texas tax bill: $1,528, lower than the national median property tax bill of $2,400.
How are property taxes in McCulloch calculated?
Property taxes in VOCA, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding VOCA's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in VOCA, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Voca, Mcculloch County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.59%
Estimate Property Tax Bill
$1,773
$1,645
How Does the VOCA Property Tax Calculator Work?
Use this VOCA property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies VOCA's median effective tax rate of 1.59% — based on actual property records in McCulloch County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies VOCA's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within VOCA: rates range from 1.59% in 76887 to 1.59% in 76887, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across VOCA.
About Voca Property Taxes
About Property Taxes in VOCA, McCulloch, Texas
VOCA’s median effective property tax rate of 1.59% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the McCulloch County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across VOCA. Homeowners in the 76887 ZIP code carry a median effective rate of 1.59%, while those in the same ZIP code pay 1.59%. This spread reflects how school district boundaries and local assessment districts are drawn across McCulloch County. Understanding which part of VOCA you live in can make a meaningful difference to your annual tax bill.
VOCA homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Voca, Mcculloch County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare VOCA's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Voca Tax Rate
1.59%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mcculloch County Tax Rate
1.70%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Voca, Mcculloch County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76887 | 1.09% | 1.42% | 1.59% | 1.74% | 1.96% |
Source: Ownwell
Property Tax Assessment Values Across Voca, Mcculloch County, Texas
When examining property taxes in Voca, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The McCulloch County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in McCulloch County are sent in April each year. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Voca is $111,495, with a median tax bill of $1,528. The 25th percentile tax bill is $1,008, while the 75th percentile is $2,489 and the 90th percentile reaches $3,385.
Property Tax Assessment Values Across Voca, Mcculloch County, Texas
Source: Ownwell
$30,520
$71,008
$111,495
Median Voca Market Value
$111,495
Median Mcculloch County Market Value
$77,140
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Voca, Mcculloch County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76887 | $52,140 | $71,755 | $111,495 | $163,825 | $204,410 |
Source: Ownwell
Property Tax Bills Across Voca, Mcculloch County, Texas
How are property tax bills calculated in Voca?
Property tax bills in Voca are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value changes, the assessed value can change too, which affects the final bill. For a home with a median price of $111,495, the tax amount will depend on how that value is assessed and which local rates apply.
What factors affect the bill? Homeowners should expect the size of the bill to reflect the property’s value, any exemptions that apply, and the tax rates used in McCulloch County. In Voca, the median property tax bill is $1,528, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
How does this affect homeowners? A higher assessed value can lead to a higher bill, while a lower assessed value can reduce what is owed.
Median Voca Tax Bill
$1,528
Median Mcculloch County Tax Bill
$1,246
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Voca, Mcculloch County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76887 | $752 | $1,008 | $1,528 | $2,489 | $3,385 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| McCulloch Appraisal District | |
| Website | www.mccullochcad.org |