Moody, Mclennan County, Texas Property Taxes
Property Taxes in Moody, Texas
Median Moody, Texas effective property tax rate: 1.50%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Moody, Texas home value: $160,840
Median annual Moody, Texas tax bill: $2,345, $55 lower than the national median property tax bill of $2,400.
How are property taxes in McLennan calculated?
Property taxes in Moody, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Moody's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Moody, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Moody, Mclennan County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.5%
Estimate Property Tax Bill
$2,413
$2,239
$774
Average Annual Tax Savings
How Does the Moody Property Tax Calculator Work?
Use this Moody property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Moody's median effective tax rate of 1.50% — based on actual property records in McLennan County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Moody's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Moody: rates range from 2345.00 in 76557 to 2345.00 in 76557, primarily due to differences in school district levies and local assessment districts.
If your estimate is higher than expected, Ownwell can appeal your Moody assessment — you only pay if we save you money.
About Moody Property Taxes
About Property Taxes in Moody, McLennan, Texas
Moody’s median effective property tax rate of 1.50% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the McLennan County base levy combined with local school district levies and Municipal Utility Districts that can vary by subdivision throughout the city.
Property tax rates are not uniform across Moody. Homeowners in ZIP code 76557 carry a median effective rate of 1.50%, and the same ZIP code also reflects the city’s median home price of $160,840 and median tax bill of $2,345. Understanding how local assessment districts affect your property can make a meaningful difference to your annual tax bill.
Moody homeowners who believe their assessed value is too high can file a formal appeal with the Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Moody, Mclennan County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Moody's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Moody Tax Rate
1.50%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mclennan County Tax Rate
1.89%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Moody, Mclennan County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76557 | 1.02% | 1.31% | 1.50% | 1.98% | 2.00% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Moody, Mclennan County, Texas
When examining property taxes in Moody, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The McLennan County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In McLennan County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Moody.
For example, the median home price in Moody is $160,840, with tax bills ranging significantly across the county. 76557 has the highest median home price at $160,840.
Property Tax Assessment Values Across Moody, Mclennan County, Texas
Source: Ownwell
$54,700
$222,830
$390,960
Median Moody Market Value
$160,840
Median Mclennan County Market Value
$233,860
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Moody, Mclennan County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76557 | $20,576 | $70,000 | $160,840 | $283,195 | $458,342 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Moody, Mclennan County, Texas
Property tax bills in Moody are based on the assessed value of a home and the local tax rates set by taxing authorities. When a home’s market value rises, the assessed value can rise too, which can increase the bill. For a home with a median market value of $160,840, the property tax burden can vary widely, with bills often falling between $1,007 and $4,117, and reaching $6,227 at the 90th percentile. The median tax bill in the area is $2,345, which is below the national median property tax bill of $2,400.
These taxes affect homeowners by adding a recurring cost that can strain monthly budgets, especially when assessments are higher than market conditions justify. Ownwell helps homeowners by reviewing assessments, identifying opportunities for property tax appeals and exemptions, and working to reduce overcharges. That can lead to meaningful savings and a lower property tax bill.
Median Moody Tax Bill
$2,345
Median Mclennan County Tax Bill
$4,115
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Moody, Mclennan County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76557 | $326 | $1,007 | $2,345 | $4,117 | $6,227 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Mclennan Appraisal District | |
| Phone | (254) 752-9864 |
| Website | mclennancad.org |