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Moody, Mclennan County, Texas Property Taxes

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Property Taxes in Moody, Texas

  • Median Moody, Texas effective property tax rate: 1.50%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.

  • Median Moody, Texas home value: $160,840

  • Median annual Moody, Texas tax bill: $2,345, $55 lower than the national median property tax bill of $2,400.

How are property taxes in McLennan calculated?

Property taxes in Moody, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Moody's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Moody, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Moody, Mclennan County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.5%

Estimate Property Tax Bill

$2,413

$2,239

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Moody Property Tax Calculator Work?

Use this Moody property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Moody's median effective tax rate of 1.50% — based on actual property records in McLennan County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Moody's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Moody: rates range from 2345.00 in 76557 to 2345.00 in 76557, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Moody assessment — you only pay if we save you money.

About Moody Property Taxes

About Property Taxes in Moody, McLennan, Texas

Moody’s median effective property tax rate of 1.50% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the McLennan County base levy combined with local school district levies and Municipal Utility Districts that can vary by subdivision throughout the city.

Property tax rates are not uniform across Moody. Homeowners in ZIP code 76557 carry a median effective rate of 1.50%, and the same ZIP code also reflects the city’s median home price of $160,840 and median tax bill of $2,345. Understanding how local assessment districts affect your property can make a meaningful difference to your annual tax bill.

Moody homeowners who believe their assessed value is too high can file a formal appeal with the Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Moody, Mclennan County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Moody's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Moody, Mclennan County, Texas

Source: Ownwell

1.21%

1.73%

2.26%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Moody Tax Rate

1.50%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Mclennan County Tax Rate

1.89%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Moody, Mclennan County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
765571.02%1.31%1.50%1.98%2.00%

Source: Ownwell

Property Tax Assessment Values Across Moody, Mclennan County, Texas

When examining property taxes in Moody, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The McLennan County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In McLennan County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Moody.

For example, the median home price in Moody is $160,840, with tax bills ranging significantly across the county. 76557 has the highest median home price at $160,840.

Property Tax Assessment Values Across Moody, Mclennan County, Texas

Source: Ownwell

$54,700

$222,830

$390,960

Median Moody Market Value

$160,840

Median Mclennan County Market Value

$233,860

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Moody, Mclennan County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
76557$20,576$70,000$160,840$283,195$458,342

Source: Ownwell

Property Tax Bills Across Moody, Mclennan County, Texas

Property tax bills in Moody are based on the assessed value of a home and the local tax rates set by taxing authorities. When a home’s market value rises, the assessed value can rise too, which can increase the bill. For a home with a median market value of $160,840, the property tax burden can vary widely, with bills often falling between $1,007 and $4,117, and reaching $6,227 at the 90th percentile. The median tax bill in the area is $2,345, which is below the national median property tax bill of $2,400.

These taxes affect homeowners by adding a recurring cost that can strain monthly budgets, especially when assessments are higher than market conditions justify. Ownwell helps homeowners by reviewing assessments, identifying opportunities for property tax appeals and exemptions, and working to reduce overcharges. That can lead to meaningful savings and a lower property tax bill.

Property Tax Bills Across Moody, Mclennan County, Texas

Source: Ownwell

$789

$3,860

$6,931

Median Moody Tax Bill

$2,345

Median Mclennan County Tax Bill

$4,115

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Moody, Mclennan County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
76557$326$1,007$2,345$4,117$6,227

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Moody, Texas

How are property taxes calculated in Moody, Texas?
Property taxes in Moody, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Moody, Texas?
To appeal your property taxes in Moody, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Moody, Texas?
Common property tax exemptions in Moody, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Moody, Texas?
Property tax deadlines in Moody, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Moody, Texas?
Ownwell provides professional property tax appeal services in Moody, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.