Zephyr, Mills County, Texas Property Taxes
Property Taxes in Zephyr, Texas
Median Zephyr, Texas effective property tax rate: 1.02%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Zephyr, Texas home value: $181,845
Median annual Zephyr, Texas tax bill: $1,283, lower than the national median property tax bill of $2,400.
How are property taxes in Mills calculated?
Property taxes in Zephyr, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Zephyr's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Zephyr, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Zephyr, Mills County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.02%
Estimate Property Tax Bill
$1,855
$1,721
How Does the Zephyr Property Tax Calculator Work?
Use this Zephyr property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Zephyr's median effective tax rate of 1.02% — based on actual property records in Mills County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Zephyr's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Zephyr: rates range from 1.02% in 76890 to 1.02% in 76890, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Zephyr.
About Zephyr Property Taxes
About Property Taxes in Zephyr, Mills, Texas
Zephyr’s median effective property tax rate of 1.02% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Mills County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Zephyr. Homeowners in the 76890 ZIP code carry a median effective rate of 1.02%, while those in the same ZIP code pay 1.02%. This spread reflects how school district boundaries and local assessment districts are drawn across Mills County. Understanding which part of Zephyr you live in can make a meaningful difference to your annual tax bill.
Zephyr homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Zephyr, Mills County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Zephyr's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Zephyr Tax Rate
1.02%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mills County Tax Rate
1.23%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Zephyr, Mills County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76890 | 0.19% | 0.78% | 1.02% | 1.24% | 1.34% |
Source: Ownwell
Property Tax Assessment Values Across Zephyr, Mills County, Texas
When examining property taxes in Zephyr, Texas, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mills County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Mills County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Zephyr is $181,845, with tax bills ranging significantly across the county. Zip code 76890 has the highest median home price at $181,845.
Property Tax Assessment Values Across Zephyr, Mills County, Texas
Source: Ownwell
$93,135
$137,490
$181,845
Median Zephyr Market Value
$181,845
Median Mills County Market Value
$118,210
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Zephyr, Mills County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76890 | $34,392 | $96,205 | $181,845 | $268,438 | $602,984 |
Source: Ownwell
Property Tax Bills Across Zephyr, Mills County, Texas
Property tax bills in Zephyr are based on the assessed value of a home and the local tax rate set for Mills County. When a property is reassessed, the taxable value is compared with the local rate to determine the annual bill. For homeowners, this means changes in market conditions can affect what they owe even if their mortgage stays the same.
With a median home price of $181,845, property taxes can vary widely depending on the home’s assessed value and any local exemptions that apply. The 25th percentile tax bill is $701, while the 75th percentile is $2,279 and the 90th percentile reaches $3,006. The median tax bill in the area is $1,283, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
For homeowners, the bill can have a real impact on monthly housing costs and long-term affordability.
Median Zephyr Tax Bill
$1,283
Median Mills County Tax Bill
$1,243
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Zephyr, Mills County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76890 | $273 | $701 | $1,283 | $2,279 | $3,006 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Mills Appraisal District | |
| Website | esearch.millscad.org |