Saint Jo, Montague County, Texas Property Taxes

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Property Taxes in Saint Jo, Texas

Median Saint Jo, Texas effective property tax rate: 2.02%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Saint Jo, Texas home value: $127,180
Median annual Saint Jo, Texas tax bill: $2,139, $261 lower than the national median property tax bill of $2,400.

How are property taxes in Montague calculated?

Property taxes in Saint Jo, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saint Jo's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Jo, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Saint Jo, Montague County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.02%

Estimate Property Tax Bill

$2,569

$2,384

How Does the Saint Jo Property Tax Calculator Work?

Use this Saint Jo property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saint Jo's median effective tax rate of 2.02% — based on actual property records in Montague County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saint Jo's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Saint Jo: rates range from 2.02% in 76265 to 2.02% in 76265, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Saint Jo.

About Saint Jo Property Taxes

About Property Taxes in Saint Jo, Montague, Texas

Saint Jo’s median effective property tax rate of 2.02% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Montague County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Saint Jo. Homeowners in ZIP code 76265 carry a median effective rate of 2.02%, and the same ZIP also posts the city’s median tax bill of $2,139. That places Saint Jo’s typical bill $261 below the Texas median tax bill, even though the rate is above the state median.

Saint Jo homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Saint Jo, Montague County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Saint Jo's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Saint Jo, Montague County, Texas

Source: Ownwell

1.22%

1.62%

2.02%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Jo Tax Rate

2.02%

Median Effective Montague County Tax Rate

1.41%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Jo, Montague County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
76265	0.96%	1.52%	2.02%	2.10%	2.10%

Source: Ownwell

Property Tax Assessment Values Across Saint Jo, Montague County, Texas

When examining property taxes in Saint Jo, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montague County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Montague County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Saint Jo is $127,180, and the median tax bill is $2,139, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400. The highest median home price is in 76265 at $127,180.

Property Tax Assessment Values Across Saint Jo, Montague County, Texas

Source: Ownwell

$91,200

$194,123

$297,045

Median Saint Jo Market Value

$127,180

Median Montague County Market Value

$159,315

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Jo, Montague County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
76265	$30,680	$64,720	$127,180	$279,838	$659,720

Source: Ownwell

Property Tax Bills Across Saint Jo, Montague County, Texas

Property tax bills in Saint Jo are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value rises or falls, the assessed value can change, which affects the final bill. For homeowners, this means the amount owed each year can vary even if the house itself has not changed.

In Saint Jo, the median home price is $127,180, and the median property tax bill is $2,139, which is below the national median property tax bill of $2,400. Tax bills can range widely, with the 25th percentile at $1,112 and the 75th percentile at $4,185, showing how differences in home value and assessment can impact what homeowners pay. Higher-value homes or properties with higher assessed values generally face larger tax bills, while lower assessed values can lead to smaller ones.

Property Tax Bills Across Saint Jo, Montague County, Texas

Source: Ownwell

$941

$1,935

$2,929

Median Saint Jo Tax Bill

$2,139

Median Montague County Tax Bill

$2,287

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Jo, Montague County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
76265	$534	$1,112	$2,139	$4,185	$7,622

Source: Ownwell

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	November 30
Due Date #2	June 30

Links
Montague Appraisal District
Website	iswdataclient.azurewebsites.net

Frequently Asked Property Tax Questions in Saint Jo, Texas

How are property taxes calculated in Saint Jo, Texas?

Property taxes in Saint Jo, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Saint Jo, Texas?

To appeal your property taxes in Saint Jo, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Saint Jo, Texas?

Common property tax exemptions in Saint Jo, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Saint Jo, Texas?

Property tax deadlines in Saint Jo, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Saint Jo, Texas?

Ownwell provides professional property tax appeal services in Saint Jo, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.