Conroe, Montgomery County, Texas Property Taxes
Property Taxes in Conroe, Texas
Median Conroe, Texas effective property tax rate: 1.41%, significantly higher than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Conroe, Texas home value: $272,867
Median annual Conroe, Texas tax bill: $3,403, $1,003 higher than the national median property tax bill of $2,400.
How are property taxes in Montgomery calculated?
Property taxes in Conroe, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Conroe's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Conroe, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Conroe, Montgomery County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.41%
Estimate Property Tax Bill
$3,847
$3,570
$774
Average Annual Tax Savings
How Does the Conroe Property Tax Calculator Work?
Use this Conroe property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Conroe's median effective tax rate of 1.41% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Conroe's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Conroe: rates range from $745.00 in 77306 to $5,266.00 in 77384, primarily due to differences in school district levies and local assessment districts. Conroe's 1.41% median effective tax rate is higher than the 1.02% national median property tax rate, and the $3,403 median property tax bill is above the $2,400 national median.
If your estimate is higher than expected, Ownwell can appeal your Conroe assessment — you only pay if we save you money.
About Conroe Property Taxes
About Property Taxes in Conroe, Montgomery, Texas
Conroe’s median effective property tax rate of 1.41% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Conroe. Homeowners in the 77301 ZIP code carry a median effective rate of 1.63%, while those in 77303 pay 1.14%. This spread reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding which part of Conroe you live in can make a meaningful difference to your annual tax bill.
Conroe homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Conroe, Montgomery County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Conroe's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Montgomery County's property tax rate is higher than the county median.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Conroe Tax Rate
1.41%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
1.36%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Conroe, Montgomery County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77301 | 0.26% | 0.76% | 1.63% | 1.92% | 2.11% |
| 77302 | 0.22% | 0.70% | 1.42% | 1.71% | 2.50% |
| 77303 | 0.19% | 0.53% | 1.14% | 1.59% | 1.92% |
| 77304 | 0.50% | 1.04% | 1.59% | 2.03% | 2.46% |
| 77306 | 0.16% | 0.45% | 1.53% | 1.63% | 1.75% |
| 77384 | 0.48% | 0.91% | 1.21% | 1.64% | 2.10% |
| 77385 | 0.52% | 1.05% | 1.42% | 1.77% | 2.26% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Conroe, Montgomery County, Texas
When examining property taxes in Conroe, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Conroe.
For example, the median home price in Conroe is $272,867, with tax bills ranging significantly across the county. 77384 has the highest median home price at $419,000.
Property Tax Assessment Values Across Conroe, Montgomery County, Texas
Source: Ownwell
$86,334
$302,722
$519,110
Median Conroe Market Value
$272,867
Median Montgomery County Market Value
$305,298
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Conroe, Montgomery County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77301 | $32,571 | $116,007 | $203,618 | $277,954 | $346,775 |
| 77302 | $50,000 | $132,297 | $236,944 | $356,682 | $557,000 |
| 77303 | $39,203 | $112,550 | $206,939 | $308,688 | $450,000 |
| 77304 | $166,124 | $253,372 | $317,518 | $428,332 | $589,079 |
| 77306 | $14,988 | $42,500 | $100,705 | $207,984 | $299,901 |
| 77384 | $262,393 | $338,919 | $419,000 | $532,000 | $673,400 |
| 77385 | $139,732 | $248,585 | $324,528 | $404,000 | $509,992 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Conroe, Montgomery County, Texas
Property tax bills in Conroe are based on the assessed value of a home and the local tax rates set by taxing authorities in Montgomery County. When a home’s market value rises, the assessed value can increase too, which often leads to a higher tax bill. For homeowners, that means a larger annual expense that can affect monthly budgets and long-term housing costs.
In Conroe, the median home price is $272,867, and tax bills can vary widely across the city. The 25th percentile tax bill is $1,101, while the 75th percentile is $5,843 and the 90th percentile reaches $8,472. Median tax bills also differ by ZIP code, from $745 in 77306 to $5,266 in 77384.
Ownwell helps homeowners lower property tax bills by reviewing assessments, identifying opportunities for appeal, and helping secure savings when a home is overassessed.
Median Conroe Tax Bill
$3,403
Median Montgomery County Tax Bill
$4,047
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Conroe, Montgomery County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77301 | $221 | $646 | $2,238 | $4,429 | $6,424 |
| 77302 | $223 | $852 | $2,472 | $5,605 | $9,125 |
| 77303 | $215 | $589 | $1,903 | $3,888 | $5,779 |
| 77304 | $1,079 | $2,653 | $4,949 | $7,473 | $10,190 |
| 77306 | $115 | $255 | $745 | $2,286 | $3,914 |
| 77384 | $1,498 | $3,187 | $5,266 | $7,810 | $10,847 |
| 77385 | $831 | $2,541 | $4,518 | $6,305 | $8,330 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Montgomery Appraisal District | |
| Website | mcad-tx.org |