Spring, Montgomery County, Texas Property Taxes
Property Taxes in Spring, Texas
Median Spring, Texas effective property tax rate: 1.37%, significantly higher than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Spring, Texas home value: $423,103
Median annual Spring, Texas tax bill: $6,026, $3,626 higher than the national median property tax bill of $2,400.
How are property taxes in Montgomery calculated?
Property taxes in Spring, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Spring's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Spring, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Spring, Montgomery County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.37%
Estimate Property Tax Bill
$5,797
$5,379
$774
Average Annual Tax Savings
How Does the Spring Property Tax Calculator Work?
Use this Spring property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Spring's median effective tax rate of 1.37% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Spring's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Spring: rates range from $4,393.00 in 77380 to $6,922.00 in 77382, primarily due to differences in school district levies and local assessment districts. Spring’s median property tax bill of $6,026 is higher than the national median property tax bill of $2,400 and higher than the Texas median property tax bill by $3,626.
If your estimate is higher than expected, Ownwell can appeal your Spring assessment — you only pay if we save you money.
About Spring Property Taxes
About Property Taxes in Spring, Montgomery, Texas
Spring’s median effective property tax rate of 1.37% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Spring. Homeowners in ZIP code 77386 carry a median effective rate of 1.60%, while those in 77381 pay 1.19%. This spread — 0.41 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Montgomery County.
Spring homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Spring, Montgomery County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Spring's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Spring Tax Rate
1.37%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
1.36%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Spring, Montgomery County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77380 | 0.46% | 0.86% | 1.26% | 1.62% | 1.83% |
| 77381 | 0.62% | 0.94% | 1.19% | 1.50% | 1.71% |
| 77382 | 0.79% | 1.10% | 1.28% | 1.60% | 1.77% |
| 77386 | 0.85% | 1.24% | 1.60% | 2.00% | 2.39% |
| 77303 | N/A | N/A | N/A | N/A | N/A |
| 77368 | N/A | N/A | N/A | N/A | N/A |
| 77388 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Spring, Montgomery County, Texas
When examining property taxes in Spring, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Spring is $423,103, with tax bills ranging significantly across the county. 77382 has the highest median home price at $519,110.
Property Tax Assessment Values Across Spring, Montgomery County, Texas
Source: Ownwell
$86,334
$302,722
$519,110
Median Spring Market Value
$423,103
Median Montgomery County Market Value
$305,298
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Spring, Montgomery County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77380 | $191,576 | $243,474 | $332,858 | $612,000 | $1,097,575 |
| 77381 | $261,314 | $350,434 | $479,692 | $660,000 | $869,297 |
| 77382 | $316,634 | $410,925 | $519,110 | $775,000 | $1,117,407 |
| 77386 | $228,910 | $276,647 | $361,408 | $493,872 | $764,340 |
| 77303 | N/A | N/A | N/A | N/A | N/A |
| 77368 | N/A | N/A | N/A | N/A | N/A |
| 77388 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Spring, Montgomery County, Texas
Property tax bills in Spring are based on the assessed value of a home and the local tax rates set by taxing authorities in Montgomery County. When a property’s market value rises, the assessed value can increase too, which often leads to a higher tax bill. For many homeowners, that means paying more even if their mortgage has not changed.
In Spring, the median home price is $423,103, and tax bills can vary widely across the city. The 25th percentile tax bill is $3,951, while the 75th percentile is $9,047 and the 90th percentile reaches $13,050. That range shows how much location, home value, and assessment differences can affect what homeowners owe.
Ownwell helps homeowners challenge inaccurate assessments and pursue exemptions that may lower their property tax bills. By reviewing your property details and identifying savings opportunities, Ownwell can help you reduce what you pay and keep more money in your pocket each year.
Median Spring Tax Bill
$6,026
Median Montgomery County Tax Bill
$4,047
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Spring, Montgomery County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77380 | $1,293 | $2,571 | $4,393 | $7,539 | $14,629 |
| 77381 | $2,238 | $3,778 | $5,678 | $8,152 | $11,391 |
| 77382 | $3,163 | $4,925 | $6,922 | $10,279 | $15,676 |
| 77386 | $2,449 | $4,043 | $6,233 | $9,096 | $12,215 |
| 77303 | N/A | N/A | N/A | N/A | N/A |
| 77368 | N/A | N/A | N/A | N/A | N/A |
| 77388 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Montgomery Appraisal District | |
| Website | mcad-tx.org |