Alba, Rains County, Texas Property Taxes
Property Taxes in Alba, Texas
Median Alba, Texas effective property tax rate: 1.38%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Alba, Texas home value: $162,197
Median annual Alba, Texas tax bill: $1,781, lower than the national median property tax bill of $2,400.
How are property taxes in Rains calculated?
Property taxes in Alba, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Alba's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Alba, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Alba, Rains County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.38%
Estimate Property Tax Bill
$2,238
$2,077
How Does the Alba Property Tax Calculator Work?
Use this Alba property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Alba's median effective tax rate of 1.38% — based on actual property records in Rains County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Alba's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Alba: rates range from 1.38% in 75410 to 1.38% in 75410, primarily due to differences in school district levies and local assessment districts. Alba's median tax rate is higher than the Texas median tax rate of 1.48%, while the median tax bill of $1,781 is lower than the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Alba.
About Alba Property Taxes
About Property Taxes in ALBA, Rains, Texas
ALBA’s median effective property tax rate of 1.38% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Rains County base levy combined with local school district levies and other local taxing units that affect property taxes across the area.
Property tax rates in ALBA are not uniform. The median effective rate is 1.38% in ZIP code 75410, and the median property tax bill is $1,781. That same ZIP code also has a median home price of $162,197, showing how assessed values and local taxing jurisdictions shape what homeowners pay.
ALBA homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Alba, Rains County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Alba's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alba Tax Rate
1.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rains County Tax Rate
1.47%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Alba, Rains County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75410 | 0.53% | 1.01% | 1.38% | 1.47% | 1.47% |
Source: Ownwell
Property Tax Assessment Values Across Alba, Rains County, Texas
When examining property taxes in Alba, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Rains County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Rains County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Alba, the median home price is $162,197, and the median tax bill is $1,781, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. In ZIP code 75410, both the highest median home price and the highest median tax bill are $162,197 and $1,781.
Property Tax Assessment Values Across Alba, Rains County, Texas
Source: Ownwell
$13,388
$117,408
$221,428
Median Alba Market Value
$162,197
Median Rains County Market Value
$73,566
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Alba, Rains County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75410 | $20,250 | $55,634 | $162,197 | $338,318 | $557,018 |
Source: Ownwell
Property Tax Bills Across Alba, Rains County, Texas
Property tax bills in Alba are calculated from the assessed value of a home and the local tax rate set by taxing authorities. The bill is based on the market value of the property, with the taxable amount determined after any exemptions or special adjustments that apply. For homeowners, this means a higher home value can lead to a higher tax bill, while exemptions can help lower what is owed.
In Alba, the median home price is $162,197, and the median property tax bill is $1,781.00, which is below the national median property tax bill of $2,400. Tax bills can vary widely, with the 25th percentile at $549 and the 75th percentile at $3,370, while the 90th percentile reaches $6,198. These differences show how property taxes can affect homeowners unevenly, depending on the assessed value of the home and the tax rate applied.
Median Alba Tax Bill
$1,781
Median Rains County Tax Bill
$977
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Alba, Rains County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75410 | $240 | $549 | $1,781 | $3,370 | $6,198 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Rains Appraisal District | |
| Website | esearch.rainscad.org |