Sterling City, Sterling County, Texas Property Taxes
Property Taxes in Sterling City, Texas
Median Sterling City, Texas effective property tax rate: 1.74%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Sterling City, Texas home value: $41,792
Median annual Sterling City, Texas tax bill: $735, lower than the national median property tax bill of $2,400.
How are property taxes in Sterling County calculated?
Property taxes in Sterling City, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Sterling City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sterling City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Sterling City, Sterling County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.74%
Estimate Property Tax Bill
$727
$675
How Does the Sterling City Property Tax Calculator Work?
Use this Sterling City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Sterling City's median effective tax rate of 1.74% — based on actual property records in Sterling County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Sterling City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Sterling City: rates range from $735.00 in 76951 to $735.00 in 76951, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Sterling City.
About Sterling City Property Taxes
About Property Taxes in Sterling City, Sterling, Texas
Sterling City’s median effective property tax rate of 1.74% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Sterling County base levy combined with local taxing entities that shape what homeowners pay.
Property tax rates are not uniform across Sterling City. In the 76951 ZIP code, the median effective rate is 1.74%, and the median tax bill is $735. Because local tax burdens can differ by area, knowing where your home sits in the city can affect your annual bill.
Sterling City homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Sterling City, Sterling County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Sterling City’s effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sterling City Tax Rate
1.74%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sterling County Tax Rate
1.74%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Sterling City, Sterling County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76951 | 1.03% | 1.56% | 1.74% | 2.07% | 2.07% |
Source: Ownwell
Property Tax Assessment Values Across Sterling City, Sterling County, Texas
When examining property taxes in Sterling City, Texas, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sterling County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in April each year in Sterling County, and they typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Sterling City is $41,792, with a median tax bill of $735. Tax bills range from $302 at the 25th percentile to $3,064 at the 90th percentile, and ZIP code 76951 has both the highest median home price and the highest median tax bill at $41,792 and $735.
Property Tax Assessment Values Across Sterling City, Sterling County, Texas
Source: Ownwell
$41,792
$41,792
$41,792
Median Sterling City Market Value
$41,792
Median Sterling County Market Value
$41,792
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Sterling City, Sterling County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76951 | $8,069 | $18,530 | $41,792 | $106,973 | $217,482 |
Source: Ownwell
Property Tax Bills Across Sterling City, Sterling County, Texas
Property tax bills in Sterling City are based on the assessed value of a home, not its market price alone. Local taxing authorities apply their tax rates to that assessed value to determine the annual bill, so two homes with different assessments can owe very different amounts. Factors such as property characteristics, location, and any applicable exemptions can all affect the final tax bill.
For homeowners, this means a lower assessed value can help reduce taxes, while a higher assessment can increase them. In Sterling City, the median home price is $41,792, and the median tax bill is $735.00 in ZIP code 76951. That amount is below the national median property tax bill of $2,400, showing how local assessments and rates can keep bills relatively modest. Still, even a small change in assessed value can affect what a homeowner pays each year.
Median Sterling City Tax Bill
$735
Median Sterling County Tax Bill
$735
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Sterling City, Sterling County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76951 | $130 | $302 | $735 | $1,617 | $3,064 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Sterling Appraisal District | |
| Website | www.sterlingcad.org |