Keswick, Albemarle County, Virginia Property Taxes
Property Taxes in Keswick, Virginia
Median Keswick, Virginia effective property tax rate: 0.85%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Keswick, Virginia home value: $758,500
Median annual Keswick, Virginia tax bill: $7,264, $4,864 higher than the national median property tax bill of $2,400.
How are property taxes in Albemarle calculated?
Property taxes in Keswick, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Keswick's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Keswick, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Keswick, Albemarle County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.85%
Estimate Property Tax Bill
$6,447
$5,983
How Does the Keswick Property Tax Calculator Work?
Use this Keswick property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Keswick's median effective tax rate of 0.85% — based on actual property records in Albemarle County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Keswick's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Keswick: rates range from 0.85% in 22947 to 0.85% in 22947, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Keswick.
About Keswick Property Taxes
About Property Taxes in Keswick, Albemarle, Virginia
Keswick’s median effective property tax rate of 0.85% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Albemarle County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Keswick. Homeowners in the 22947 ZIP code carry a median effective rate of 0.85%, while those in the same ZIP code also pay 0.85%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Albemarle County. Understanding which part of Keswick you live in can make a meaningful difference to your annual tax bill.
Keswick homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Keswick, Albemarle County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Keswick's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Keswick Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Albemarle County Tax Rate
0.85%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Keswick, Albemarle County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22947 | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
Source: Ownwell
Property Tax Assessment Values Across Keswick, Albemarle County, Virginia
When examining property taxes in Keswick, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Albemarle County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Albemarle County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of January.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Keswick is $758,500, with tax bills ranging significantly across the county. The median tax bill is $7,264, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400. Zip code 22947 has the highest median home price at $758,500.
Property Tax Assessment Values Across Keswick, Albemarle County, Virginia
Source: Ownwell
$207,500
$483,000
$758,500
Median Keswick Market Value
$758,500
Median Albemarle County Market Value
$451,350
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Keswick, Albemarle County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22947 | $278,680 | $442,100 | $758,500 | $1,027,900 | $1,408,620 |
Source: Ownwell
Property Tax Bills Across Keswick, Albemarle County, Virginia
Property tax bills in Keswick are based on the assessed value of a home and the local tax rate set by Albemarle County. When a property’s market value rises, the assessed value can increase as well, which often leads to a higher tax bill. For a home with a median price of $758,500, property taxes can be a major part of annual housing costs.
Homeowners in Keswick typically see tax bills that reflect both the value of their property and the county’s tax structure. The 25th percentile tax bill is $5,020, while the 75th percentile reaches $8,799 and the 90th percentile is $10,719. The median tax bill in ZIP code 22947 is $7,264, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. These bills can affect affordability, monthly budgeting, and long-term ownership costs.
Median Keswick Tax Bill
$7,264
Median Albemarle County Tax Bill
$3,925
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Keswick, Albemarle County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22947 | $3,124 | $5,020 | $7,264 | $8,799 | $10,719 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Albemarle Tax Assessor | |
| Website | experience.arcgis.com |