Beaverdam, Caroline County, Virginia Property Taxes
Property Taxes in Beaverdam, Virginia
Median Beaverdam, Virginia effective property tax rate: 0.77%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Beaverdam, Virginia home value: $211,700
Median annual Beaverdam, Virginia tax bill: $1,630, lower than the national median property tax bill of $2,400.
How are property taxes in Caroline calculated?
Property taxes in Beaverdam, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Beaverdam's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Beaverdam, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Beaverdam, Caroline County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.77%
Estimate Property Tax Bill
$1,630
$1,513
How Does the Beaverdam Property Tax Calculator Work?
Use this Beaverdam property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Beaverdam's median effective tax rate of 0.77% — based on actual property records in Caroline County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Beaverdam's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Beaverdam: rates range from 0.77% in 23015 to 0.77% in 23015, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Beaverdam.
About Beaverdam Property Taxes
About Property Taxes in Beaverdam, Caroline, Virginia
Beaverdam’s median effective property tax rate of 0.77% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Caroline County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Beaverdam. Homeowners in ZIP code 23015 carry a median effective rate of 0.77%, and the same ZIP code also reflects the city’s median home price of $211,700 and median property tax bill of $1,630. Understanding how assessed value and local levies work can make a meaningful difference to your annual tax bill.
Beaverdam homeowners who believe their assessed value is too high can file a formal appeal with the Caroline County Tax Assessor before the June 2, 2025 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Beaverdam, Caroline County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Beaverdam's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Beaverdam Tax Rate
0.77%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Caroline County Tax Rate
0.77%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Beaverdam, Caroline County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23015 | 0.77% | 0.77% | 0.77% | 0.77% | 0.77% |
Source: Ownwell
Property Tax Assessment Values Across Beaverdam, Caroline County, Virginia
When examining property taxes in Beaverdam, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Caroline County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Caroline County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Beaverdam.
For example, the median home price in Beaverdam is $211,700, with tax bills ranging significantly across the county. The median property tax bill is $1,630, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. ZIP code 23015 has the highest median home price at $211,700.
Property Tax Assessment Values Across Beaverdam, Caroline County, Virginia
Source: Ownwell
$176,100
$216,250
$256,400
Median Beaverdam Market Value
$211,700
Median Caroline County Market Value
$199,900
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Beaverdam, Caroline County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23015 | $108,700 | $154,600 | $211,700 | $293,650 | $413,800 |
Source: Ownwell
Property Tax Bills Across Beaverdam, Caroline County, Virginia
Property tax bills in Beaverdam are calculated by multiplying the assessed value of a home by the local property tax rate set for Caroline County and the city area. The assessed value is based on the market value of the property, which means homes with higher values generally face higher tax bills. For a home with a median market value of $211,700, the property tax bill reflects how local assessments and tax rates work together to determine what homeowners owe.
Several factors can affect the final bill, including the home’s assessed value, local tax rates, and any exemptions or adjustments that may apply. In Beaverdam, the median property tax bill is $1,630, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $1,190 and the 75th percentile at $2,261. For homeowners, this means property taxes can be a meaningful part of annual housing costs.
Median Beaverdam Tax Bill
$1,630
Median Caroline County Tax Bill
$1,578
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Beaverdam, Caroline County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23015 | $837 | $1,190 | $1,630 | $2,261 | $3,186 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 2 |
Links | |
|---|---|
| Caroline Tax Assessor | |
| Website | caroline.civ.quest |