Cartersville, Cumberland County, Virginia Property Taxes
Property Taxes in Cartersville, Virginia
Median Cartersville, Virginia effective property tax rate: 0.60%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Cartersville, Virginia home value: $210,720
Median annual Cartersville, Virginia tax bill: $1,235, lower than the national median property tax bill of $2,400.
How are property taxes in Cumberland calculated?
Property taxes in Cartersville, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cartersville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cartersville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cartersville, Cumberland County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.6%
Estimate Property Tax Bill
$1,264
$1,173
How Does the Cartersville Property Tax Calculator Work?
Use this Cartersville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cartersville's median effective tax rate of 0.60% — based on actual property records in Cumberland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cartersville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cartersville: rates range from 0.60% in 23027 to 0.60% in 23027, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cartersville.
About Cartersville Property Taxes
About Property Taxes in Cartesville, Cumberland, Virginia
Cartesville’s median effective property tax rate of 0.60% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cartesville. Homeowners in the 23027 ZIP code carry a median effective rate of 0.60%, while those in the same ZIP code also pay 0.60%. This reflects how school district boundaries and local assessment districts are drawn across Cumberland County. Understanding where you live in Cartesville can still make a difference to your annual tax bill.
Cartesville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 31, 2028 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cartersville, Cumberland County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cartersville's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cartersville Tax Rate
0.60%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
0.60%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cartersville, Cumberland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23027 | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
Source: Ownwell
Property Tax Assessment Values Across Cartersville, Cumberland County, Virginia
When examining property taxes in Cartesville, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cartesville.
For example, the median home price in Cartesville is $210,720, with tax bills ranging significantly across the county. 23027 has the highest median home price at $210,720.
Property Tax Assessment Values Across Cartersville, Cumberland County, Virginia
Source: Ownwell
$140,190
$175,455
$210,720
Median Cartersville Market Value
$210,720
Median Cumberland County Market Value
$170,330
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cartersville, Cumberland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23027 | $69,238 | $129,578 | $210,720 | $301,980 | $421,364 |
Source: Ownwell
Property Tax Bills Across Cartersville, Cumberland County, Virginia
Property tax bills in Cartesville are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. For a median home price of $210,720, the bill reflects how much the property is worth for tax purposes, not what a homeowner originally paid for it. Factors such as location, neighborhood conditions, and overall market value can influence the assessment.
For many homeowners, the property tax bill is a major part of annual housing costs. In Cartesville, the 25th percentile tax bill is $762, the 75th percentile is $1,808, and the 90th percentile is $2,626. The median tax bill in zip code 23027 is $1,235. These amounts show how bills can vary widely depending on the assessed value and local tax rates.
Median Cartersville Tax Bill
$1,235
Median Cumberland County Tax Bill
$1,019
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Cartersville, Cumberland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23027 | $390 | $762 | $1,235 | $1,808 | $2,626 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | eservices.cumberlandcounty.virginia.gov |