Dillwyn, Cumberland County, Virginia Property Taxes

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Property Taxes in Dillwyn, Virginia

Median Dillwyn, Virginia effective property tax rate: 0.60%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.

Median Dillwyn, Virginia home value: $140,190

Median annual Dillwyn, Virginia tax bill: $841, $1,559 lower than the national median property tax bill of $2,400.

How are property taxes in Cumberland calculated?

Property taxes in Dillwyn, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Dillwyn's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Dillwyn, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Dillwyn, Cumberland County, Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.6%

Estimate Property Tax Bill

$841

$781

How Does the Dillwyn Property Tax Calculator Work?

Use this Dillwyn property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Dillwyn's median effective tax rate of 0.60% — based on actual property records in Cumberland County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Dillwyn's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Dillwyn: rates range from 841 in 23936 to 841 in 23936, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Dillwyn.

About Dillwyn Property Taxes

About Property Taxes in Dillwyn, Cumberland, Virginia

Dillwyn’s median effective property tax rate of 0.60% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Dillwyn. Homeowners in the 23936 ZIP code carry a median effective rate of 0.60%, while those in the same ZIP code pay 0.60%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cumberland County. Understanding which part of Dillwyn you live in can make a meaningful difference to your annual tax bill.

Dillwyn homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 31, 2028 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Dillwyn, Cumberland County, Virginia

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Dillwyn's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.

Property Tax Rates Across Dillwyn, Cumberland County, Virginia

Source: Ownwell

0.60%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Dillwyn Tax Rate

0.60%

Median Effective Cumberland County Tax Rate

0.60%

Median Effective Virginia Tax Rate

0.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Dillwyn, Cumberland County, Virginia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
23936	0.60%	0.60%	0.60%	0.60%	0.60%

Source: Ownwell

Property Tax Assessment Values Across Dillwyn, Cumberland County, Virginia

When examining property taxes in Dillwyn, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Dillwyn is $140,190, with tax bills ranging significantly across the county. Zip code 23936 has the highest median home price at $140,190.

Property Tax Assessment Values Across Dillwyn, Cumberland County, Virginia

Source: Ownwell

$140,190

$175,455

$210,720

Median Dillwyn Market Value

$140,190

Median Cumberland County Market Value

$170,330

Median Virginia Market Value

$323,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Dillwyn, Cumberland County, Virginia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
23936	$31,608	$70,535	$140,190	$261,165	$370,498

Source: Ownwell

Property Tax Bills Across Dillwyn, Cumberland County, Virginia

How are property tax bills calculated in Dillwyn?

Property tax bills in Dillwyn are determined by multiplying a home’s assessed value by the local tax rate. The assessed value is based on the market value of the property, along with local assessment rules that can affect how much a homeowner owes. Because taxes are tied to value, homes with higher assessed values generally face higher bills.

What factors affect a homeowner’s bill?

Several factors shape the final amount, including the home’s market value, the county’s assessment practices, and the local tax rate. In Cumberland County, the median home price is $140,190, which helps explain why bills can vary widely from one property to another. The 25th percentile tax bill is $423, while the 75th percentile is $1,567 and the 90th percentile is $2,223. The highest and lowest median tax bill is $841 in ZIP code 23936.

How does this affect homeowners?

For many homeowners, property taxes are a major ongoing housing cost. Even when market values stay steady, changes in assessed value or tax rates can raise or lower the bill.

Property Tax Bills Across Dillwyn, Cumberland County, Virginia

Source: Ownwell

$841

$1,038

$1,235

Median Dillwyn Tax Bill

$841

Median Cumberland County Tax Bill

$1,019

Median Virginia Tax Bill

$2,852

Median United States Tax Bill

$2,400

Property Tax Bills Across Dillwyn, Cumberland County, Virginia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
23936	$190	$423	$841	$1,567	$2,223

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	March 31

Links
Cumberland Tax Assessor
Website	eservices.cumberlandcounty.virginia.gov

Frequently Asked Property Tax Questions in Dillwyn, Virginia

How are property taxes calculated in Dillwyn, Virginia?

Property taxes in Dillwyn, Virginia are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Dillwyn, Virginia?

To appeal your property taxes in Dillwyn, Virginia, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Dillwyn, Virginia?

Common property tax exemptions in Dillwyn, Virginia include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Dillwyn, Virginia?

Property tax deadlines in Dillwyn, Virginia vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Dillwyn, Virginia?

Ownwell provides professional property tax appeal services in Dillwyn, Virginia. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.