Fredericksburg, Fredericksburg County, Virginia Property Taxes

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Property Taxes in Fredericksburg, Virginia

Median Fredericksburg, Virginia effective property tax rate: 0.77%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Fredericksburg, Virginia home value: $422,300
Median annual Fredericksburg, Virginia tax bill: $3,252, $852 higher than the national median property tax bill of $2,400.

How are property taxes in Fredericksburg calculated?

Property taxes in Fredericksburg, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Fredericksburg's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fredericksburg, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Fredericksburg, Fredericksburg County, Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.77%

Estimate Property Tax Bill

$3,252

$3,017

How Does the Fredericksburg Property Tax Calculator Work?

Use this Fredericksburg property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fredericksburg's median effective tax rate of 0.77% — based on actual property records in Fredericksburg County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fredericksburg's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Fredericksburg: rates range from $3249.00 in 22401 to $3327.00 in 22408, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Fredericksburg.

About Fredericksburg Property Taxes

About Property Taxes in Fredericksburg, Fredericksburg, Virginia

Fredericksburg’s median effective property tax rate of 0.77% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Fredericksburg County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Fredericksburg. Homeowners in the 22401 ZIP code carry a median effective rate of 0.77%, while those in 22401 pay 0.77%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Fredericksburg County. Understanding which part of Fredericksburg you live in can make a meaningful difference to your annual tax bill.

Fredericksburg homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Fredericksburg, Fredericksburg County, Virginia

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Fredericksburg's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.

Property Tax Rates Across Fredericksburg, Fredericksburg County, Virginia

Source: Ownwell

0.77%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Fredericksburg Tax Rate

0.77%

Median Effective Fredericksburg County Tax Rate

0.77%

Median Effective Virginia Tax Rate

0.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Fredericksburg, Fredericksburg County, Virginia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
22401	0.77%	0.77%	0.77%	0.77%	0.77%
22408	0.77%	0.77%	0.77%	0.77%	0.77%
22407	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Fredericksburg, Fredericksburg County, Virginia

When examining property taxes in Fredericksburg, Virginia, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Fredericksburg County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.

For example, the median home price in Fredericksburg is $422,300, with tax bills ranging significantly across the county. ZIP code 22408 has the highest median home price at $432,100, while the median tax bill in the city is $3,252.

Property Tax Assessment Values Across Fredericksburg, Fredericksburg County, Virginia

Source: Ownwell

$422,000

$427,050

$432,100

Median Fredericksburg Market Value

$422,300

Median Fredericksburg County Market Value

$422,300

Median Virginia Market Value

$323,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Fredericksburg, Fredericksburg County, Virginia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
22401	$224,700	$315,650	$422,000	$533,025	$657,200
22408	$386,330	$392,250	$432,100	$439,975	$446,230
22407	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Fredericksburg, Fredericksburg County, Virginia

How are property tax bills calculated in Fredericksburg?

Property tax bills in Fredericksburg are based on the assessed value of a home and the local tax rate set by the county. The assessed value is used to determine how much tax a homeowner owes, so higher-valued homes generally face larger bills. For a home with a median price of $422,300, the property tax bill can vary depending on the exact assessment and location within the city.

What factors affect the bill?

Neighborhood differences can matter, with median tax bills ranging from $3,249 in zip code 22401 to $3,327 in zip code 22408. Across the city, the 25th percentile tax bill is $2,436, while the 75th percentile is $4,099 and the 90th percentile reaches $5,038. That means many homeowners pay well above the national median property tax bill of $2,400, making local taxes a significant part of the cost of owning a home.

Property Tax Bills Across Fredericksburg, Fredericksburg County, Virginia

Source: Ownwell

$3,249

$3,288

$3,327

Median Fredericksburg Tax Bill

$3,252

Median Fredericksburg County Tax Bill

$3,252

Median Virginia Tax Bill

$2,852

Median United States Tax Bill

$2,400

Property Tax Bills Across Fredericksburg, Fredericksburg County, Virginia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
22401	$1,730	$2,430	$3,249	$4,104	$5,060
22408	$2,975	$3,020	$3,327	$3,388	$3,436
22407	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	June 1

Links
Fredericksburg Tax Assessor
Website	www.fredericksburgva.gov

Frequently Asked Property Tax Questions in Fredericksburg, Virginia

How are property taxes calculated in Fredericksburg, Virginia?

Property taxes in Fredericksburg, Virginia are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Fredericksburg, Virginia?

To appeal your property taxes in Fredericksburg, Virginia, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Fredericksburg, Virginia?

Common property tax exemptions in Fredericksburg, Virginia include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Fredericksburg, Virginia?

Property tax deadlines in Fredericksburg, Virginia vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Fredericksburg, Virginia?

Ownwell provides professional property tax appeal services in Fredericksburg, Virginia. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.