Lovettsville, Loudoun County, Virginia Property Taxes
Property Taxes in Lovettsville, Virginia
Median Lovettsville, Virginia effective property tax rate: 0.86%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Lovettsville, Virginia home value: $653,350
Median annual Lovettsville, Virginia tax bill: $5,524, $3,124 higher than the national median property tax bill of $2,400.
How are property taxes in Loudoun calculated?
Property taxes in Lovettsville, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lovettsville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lovettsville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Lovettsville, Loudoun County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.86%
Estimate Property Tax Bill
$5,619
$5,214
How Does the Lovettsville Property Tax Calculator Work?
Use this Lovettsville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Lovettsville's median effective tax rate of 0.86% — based on actual property records in Loudoun County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Lovettsville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Lovettsville: rates range from 0.86% in 20180 to 0.86% in 20180, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Lovettsville.
About Lovettsville Property Taxes
About Property Taxes in Lovettsville, Loudoun, Virginia
Lovettsville's median effective property tax rate of 0.86% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Loudoun County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Lovettsville. Homeowners in the 20180 ZIP code carry a median effective rate of 0.86%, while those in the lowest ZIP pay 0.86%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Loudoun County. Understanding which part of Lovettsville you live in can make a meaningful difference to your annual tax bill.
Lovettsville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Lovettsville, Loudoun County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Lovettsville's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lovettsville Tax Rate
0.86%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Loudoun County Tax Rate
0.87%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Lovettsville, Loudoun County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20180 | 0.75% | 0.86% | 0.86% | 0.87% | 0.87% |
Source: Ownwell
Property Tax Assessment Values Across Lovettsville, Loudoun County, Virginia
When examining property taxes in Lovettsville, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Loudoun County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Loudoun County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Lovettsville homeowners, the median home price is $653,350, with a median tax bill of $5,524. The highest median home price is in 20180 at $653,350.
Property Tax Assessment Values Across Lovettsville, Loudoun County, Virginia
Source: Ownwell
$525,210
$1,156,865
$1,788,520
Median Lovettsville Market Value
$653,350
Median Loudoun County Market Value
$695,595
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Lovettsville, Loudoun County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20180 | $432,160 | $553,570 | $653,350 | $821,410 | $995,200 |
Source: Ownwell
Property Tax Bills Across Lovettsville, Loudoun County, Virginia
Property tax bills in Lovettsville are determined by multiplying a home’s assessed value by the local tax rate set by the county and other taxing authorities. The assessed value is based on the market value of the property, so changes in home prices can directly affect what homeowners owe each year. For many owners, this means a higher market value can lead to a larger tax bill even if nothing has changed about the home itself.
In Lovettsville, the median home price is $653,350, and the median property tax bill is $5,524 in ZIP code 20180. That amount is well above the national median property tax bill of $2,400, showing how property taxes in this area can place a significant cost on homeowners. Bills can vary widely, with the 25th percentile at $4,675 and the 90th percentile at $8,152, depending on assessed value and local tax rates.
Median Lovettsville Tax Bill
$5,524
Median Loudoun County Tax Bill
$6,021
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Lovettsville, Loudoun County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20180 | $3,709 | $4,675 | $5,524 | $6,742 | $8,152 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Loudoun Tax Assessor | |
| Website | reparcelasmt.loudoun.gov |