Keswick, Louisa County, Virginia Property Taxes
Property Taxes in Keswick, Virginia
Median Keswick, Virginia effective property tax rate: 0.72%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Keswick, Virginia home value: $454,500
Median annual Keswick, Virginia tax bill: $3,167, $767 higher than the national median property tax bill of $2,400.
How are property taxes in Louisa calculated?
Property taxes in Keswick, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Keswick's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Keswick, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Keswick, Louisa County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.72%
Estimate Property Tax Bill
$3,272
$3,037
How Does the Keswick Property Tax Calculator Work?
Use this Keswick property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Keswick's median effective tax rate of 0.72% — based on actual property records in Louisa County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Keswick's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Keswick: rates range from 0.72% in 22947 to 0.72% in 22947, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Keswick.
About Keswick Property Taxes
About Property Taxes in Keswick, Louisa, Virginia
Keswick’s median effective property tax rate of 0.72% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Louisa County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Keswick. Homeowners in the 22947 ZIP code carry a median effective rate of 0.72%, while those in the lowest ZIP also pay 0.72%. This reflects how school district boundaries and local assessment districts are drawn across Louisa County. Understanding which part of Keswick you live in can make a meaningful difference to your annual tax bill.
Keswick homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Keswick, Louisa County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Keswick's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Keswick Tax Rate
0.72%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Louisa County Tax Rate
0.72%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Keswick, Louisa County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22947 | 0.61% | 0.72% | 0.72% | 0.72% | 0.72% |
Source: Ownwell
Property Tax Assessment Values Across Keswick, Louisa County, Virginia
When examining property taxes in Keswick, Virginia, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Louisa County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Louisa County are sent in the spring each year and typically reach your mailbox by the middle of the season. Each notice includes both market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Keswick is $454,500, with a median tax bill of $3,167. ZIP code 22947 has both the highest median home price and the highest median tax bill in the area. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, local taxes can be meaningfully higher.
Property Tax Assessment Values Across Keswick, Louisa County, Virginia
Source: Ownwell
$258,050
$378,200
$498,350
Median Keswick Market Value
$454,500
Median Louisa County Market Value
$326,600
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Keswick, Louisa County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22947 | $151,640 | $306,900 | $454,500 | $619,150 | $727,800 |
Source: Ownwell
Property Tax Bills Across Keswick, Louisa County, Virginia
Property tax bills in Keswick are calculated by multiplying the assessed value of a home by the local tax rate set by Louisa County and other taxing authorities. The assessment is based on the market value of the property, so changes in home values can directly affect what homeowners owe.
For a median home price of $454,500, the typical tax bill in Keswick is $3,167, which is above the national median property tax bill of $2,400 and reflects a higher-than-average local burden. Homeowners in the area may see bills vary depending on neighborhood, exemptions, and any changes in assessed value.
Property taxes can have a meaningful impact on monthly housing costs, especially when assessed values rise faster than expected. In Keswick, the tax bill range also shows how much costs can differ from one home to another, with bills often falling between $2,131 and $4,365.
Median Keswick Tax Bill
$3,167
Median Louisa County Tax Bill
$2,319
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Keswick, Louisa County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22947 | $941 | $2,131 | $3,167 | $4,365 | $5,188 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Louisa Tax Assessor | |
| Website | louisacounty.gov |