Fredericksburg, Stafford County, Virginia Property Taxes

Name: Property Tax Bills Across Fredericksburg, Stafford County, Virginia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Fredericksburg, VA effective property tax rate: 0.95%, slightly lower than the national median of 1.02%, but higher than the Virginia state median of 0.89%.
Median Fredericksburg, VA home value: $360,000
Median annual Fredericksburg, VA tax bill: $3,296, $896 higher than the national median property tax bill of $2,400.

How are property taxes in Stafford calculated?

Property taxes in Fredericksburg, VA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Fredericksburg’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fredericksburg, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Fredericksburg, Stafford County, Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.91%

Estimate Property Tax Bill

$3,724

$3,456

Ownwell’s Fredericksburg Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Fredericksburg with just two data points. By entering your property's estimated assessed value, our calculator applies Fredericksburg’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in 51179. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Fredericksburg, Stafford County, Virginia

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Fredericksburg’s effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S. In Fredericksburg, the effective property tax rate is 0.95%, which aligns with the highest and lowest rates in the state, both recorded in Stafford County. This rate is slightly below the national median property tax rate of 1.02%, offering some relief to property owners. The median property tax bill in Fredericksburg is also favorable when compared to the national median of $2400. This makes Fredericksburg an attractive option for homeowners looking for a balance between cost of living and access to local services.

Property Tax Rates Across Fredericksburg, Stafford County, Virginia

Source: Ownwell

0.91%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Fredericksburg Tax Rate

0.91%

Median Effective Stafford County Tax Rate

0.91%

Median Effective Virginia Tax Rate

0.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Fredericksburg, Stafford County, Virginia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
22405	0.91%	0.91%	0.91%	0.91%	0.91%
22406	0.73%	0.91%	0.91%	0.91%	0.91%

Source: Ownwell

Property Tax Assessment Values Across Fredericksburg, Stafford County, Virginia

When examining property taxes in Fredericksburg, VA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stafford County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Stafford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fredericksburg. For example, the median home price in Fredericksburg is $360,000, with tax bills ranging significantly across the county. Zip code 22406 has the highest median home price at $418,500.

Property Tax Assessment Values Across Fredericksburg, Stafford County, Virginia

Source: Ownwell

$373,100

$419,050

$465,000

Median Fredericksburg Market Value

$409,200

Median Stafford County Market Value

$435,600

Median Virginia Market Value

$323,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Fredericksburg, Stafford County, Virginia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
22405	$240,900	$299,475	$373,100	$470,425	$577,280
22406	$296,210	$369,200	$465,000	$583,175	$743,180

Source: Ownwell

Property Tax Bills Across Fredericksburg, Stafford County, Virginia

In Fredericksburg, VA, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor's office. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Factors such as property size, location, and market trends can influence the assessed value. Homeowners in Fredericksburg face a median property tax bill significantly higher than the national median of $2,400, with the lowest being $2,998 in zip code 22405 and the highest reaching $3,774 in zip code 22406. This can place a considerable financial burden on homeowners, especially those with homes valued at the higher end of the market. Ownwell offers a solution by providing property tax appeal services, helping homeowners potentially lower their assessed values and, subsequently, their tax bills. By leveraging expert knowledge and experience, Ownwell can assist in navigating the appeal process, ensuring homeowners pay only their fair share in property taxes.

Property Tax Bills Across Fredericksburg, Stafford County, Virginia

Source: Ownwell

$3,273

$3,651

$4,029

Median Fredericksburg Tax Bill

$3,540

Median Stafford County Tax Bill

$3,772

Median Virginia Tax Bill

$2,852

Median United States Tax Bill

$2,400

Property Tax Bills Across Fredericksburg, Stafford County, Virginia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
22405	$2,000	$2,624	$3,273	$4,121	$5,101
22406	$2,049	$2,958	$3,994	$4,938	$6,237

Source: Ownwell