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Bainbridge Island, Kitsap County, Washington Property Taxes

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Property Taxes in Bainbridge Island, Washington

  • Median Bainbridge Island, Washington effective property tax rate: 0.77%, significantly lower than the national median of 1.02%, and lower than the Washington state median of 0.92%.

  • Median Bainbridge Island, Washington home value: $1,062,850

  • Median annual Bainbridge Island, Washington tax bill: $8,063, $5,663 higher than the national median property tax bill of $2,400.

How are property taxes in Kitsap calculated?

Property taxes in Bainbridge Island, Washington are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Bainbridge Island's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bainbridge Island, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Bainbridge Island, Kitsap County, Washington Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.77%

Estimate Property Tax Bill

$8,184

$7,594

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Bainbridge Island Property Tax Calculator Work?

Use this Bainbridge Island property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Bainbridge Island's median effective tax rate of 0.77% — based on actual property records in Kitsap County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bainbridge Island's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Bainbridge Island: rates range from 0.77% in 98110 to 0.77% in 98110, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Bainbridge Island assessment — you only pay if we save you money.

About Bainbridge Island Property Taxes

About Property Taxes in Bainbridge Island, Kitsap, Washington

Bainbridge Island's median effective property tax rate of 0.77% is lower than the Washington state median of 0.92% and lower than the national median of 1.02%. This rate reflects the Kitsap County base levy combined with local school district levies and Local improvement districts (LIDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Bainbridge Island. Homeowners in the 98110 ZIP code carry a median effective rate of 0.77%, while those in 98110 pay 0.77%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Kitsap County. Understanding which part of Bainbridge Island you live in can make a meaningful difference to your annual tax bill.

Bainbridge Island homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the August 22, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Bainbridge Island, Kitsap County, Washington

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Bainbridge Island's effective property tax rate to other cities in Washington and the median property tax rates in Washington and the U.S.

Property Tax Rates Across Bainbridge Island, Kitsap County, Washington

Source: Ownwell

0.75%

0.83%

0.92%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bainbridge Island Tax Rate

0.77%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Kitsap County Tax Rate

0.85%

Median Effective Washington Tax Rate

0.92%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bainbridge Island, Kitsap County, Washington

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
981100.75%0.77%0.77%0.78%0.79%

Source: Ownwell

Property Tax Assessment Values Across Bainbridge Island, Kitsap County, Washington

When examining property taxes in Bainbridge Island, Washington, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kitsap County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The assessed value is the figure used to calculate your property taxes, or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Kitsap County, assessment notices are sent in June each year. They'll typically reach your mailbox by the middle of June.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Bainbridge Island is $1,062,850, with a median tax bill of $8,063. The highest median home price is in 98110 at $1,062,850.

Property Tax Assessment Values Across Bainbridge Island, Kitsap County, Washington

Source: Ownwell

$351,690

$707,270

$1,062,850

Median Bainbridge Island Market Value

$1,062,850

Median Kitsap County Market Value

$472,995

Median Washington Market Value

$501,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bainbridge Island, Kitsap County, Washington

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
98110$594,160$792,900$1,062,850$1,458,950$2,097,372

Source: Ownwell

Property Tax Bills Across Bainbridge Island, Kitsap County, Washington

Property tax bills in Bainbridge Island are based on the assessed value of a home and the local tax rate set by taxing authorities in Kitsap County. When a property’s assessed market value rises, the tax bill can increase as well, even if the homeowner’s income does not change. For a median home price of $1,062,850, property taxes can be a major expense, with bills often falling between $5,954 and $11,040, and the highest median tax bill reaching $8,063 in ZIP code 98110.

What factors are considered? The main drivers are the home’s assessed value, local levies, and exemptions that may reduce the taxable amount. How does this affect homeowners? Higher property tax bills can strain monthly budgets and make it harder to keep housing costs predictable.

Ownwell helps homeowners challenge unfair assessments and find savings opportunities through property tax appeals and exemptions, which can lower the amount owed and reduce long-term tax burden.

Property Tax Bills Across Bainbridge Island, Kitsap County, Washington

Source: Ownwell

$2,949

$5,506

$8,063

Median Bainbridge Island Tax Bill

$8,063

Median Kitsap County Tax Bill

$4,023

Median Washington Tax Bill

$4,512

Median United States Tax Bill

$2,400

Property Tax Bills Across Bainbridge Island, Kitsap County, Washington

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
98110$3,744$5,954$8,063$11,040$15,857

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Bainbridge Island, Washington

How are property taxes calculated in Bainbridge Island, Washington?
Property taxes in Bainbridge Island, Washington are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Bainbridge Island, Washington?
To appeal your property taxes in Bainbridge Island, Washington, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Bainbridge Island, Washington?
Common property tax exemptions in Bainbridge Island, Washington include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Bainbridge Island, Washington?
Property tax deadlines in Bainbridge Island, Washington vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Bainbridge Island, Washington?
Ownwell provides professional property tax appeal services in Bainbridge Island, Washington. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.