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Keyport, Kitsap County, Washington Property Taxes

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Property Taxes in Keyport, Washington

  • Median Keyport, Washington effective property tax rate: 0.84%, significantly lower than the national median of 1.02%, and lower than the Washington state median of 0.92%.

  • Median Keyport, Washington home value: $504,740

  • Median annual Keyport, Washington tax bill: $3,915, $1,515 higher than the national median property tax bill of $2,400.

How are property taxes in Kitsap calculated?

Property taxes in Keyport, Washington are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Keyport's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Keyport, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Keyport, Kitsap County, Washington Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.84%

Estimate Property Tax Bill

$4,240

$3,934

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Keyport Property Tax Calculator Work?

Use this Keyport property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Keyport's median effective tax rate of 0.84% — based on actual property records in Kitsap County — to generate your estimate.

Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Keyport's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Keyport: rates range from 0.84% in 98345 to 0.84% in 98345, primarily due to differences in school district levies and local assessment districts. Keyport's median effective tax rate is lower than the Washington median tax rate of 0.92%, but the median property tax bill is $3,915, which is $1,515 higher than the state median.

If your estimate is higher than expected, Ownwell can appeal your Keyport assessment — you only pay if we save you money.

About Keyport Property Taxes

About Property Taxes in Keyport, Kitsap, Washington

Keyport’s median effective property tax rate of 0.84% is lower than the Washington state median of 0.92% and lower than the national median of 1.02%. This rate reflects the Kitsap County base levy combined with local school district levies and Local improvement districts (LIDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Keyport. Homeowners in ZIP code 98345 carry a median effective rate of 0.84%, while those in 98345 pay 0.84%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Kitsap County. Understanding which part of Keyport you live in can make a meaningful difference to your annual tax bill.

Keyport homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before August 22, 2026 each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Keyport, Kitsap County, Washington

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Keyport's effective property tax rate to other cities in Washington and the median property tax rates in Washington and the U.S.

Property Tax Rates Across Keyport, Kitsap County, Washington

Source: Ownwell

0.75%

0.83%

0.92%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Keyport Tax Rate

0.84%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Kitsap County Tax Rate

0.85%

Median Effective Washington Tax Rate

0.92%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Keyport, Kitsap County, Washington

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
983450.18%0.76%0.84%0.89%0.95%

Source: Ownwell

Property Tax Assessment Values Across Keyport, Kitsap County, Washington

When examining property taxes in Keyport, Washington, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kitsap County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices are sent in June each year in Kitsap County and typically reach your mailbox by the middle of the month.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Keyport is $504,740, and the median tax bill is $3,915, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 98345 at $504,740.

Property Tax Assessment Values Across Keyport, Kitsap County, Washington

Source: Ownwell

$351,690

$707,270

$1,062,850

Median Keyport Market Value

$504,740

Median Kitsap County Market Value

$472,995

Median Washington Market Value

$501,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Keyport, Kitsap County, Washington

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
98345$268,267$354,770$504,740$881,900$1,187,608

Source: Ownwell

Property Tax Bills Across Keyport, Kitsap County, Washington

Property tax bills in Keyport are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s assessed value rises, the tax bill can increase too, even if the homeowner’s income does not. With a median home price of $504,740, many homeowners in the area face tax bills that are higher than the national median property tax bill of $2,400.

What factors are considered? The home’s assessed value, local levies, and exemptions all play a role in determining the final bill. In Keyport, the median tax bill in ZIP code 98345 is $3,915, showing how costs can add up for homeowners.

Ownwell helps homeowners save by reviewing assessments, identifying appeal opportunities, and uncovering exemptions that may reduce what they owe. If your property is over-assessed, appealing your bill could lower your property taxes and help you keep more of your money each year.

Property Tax Bills Across Keyport, Kitsap County, Washington

Source: Ownwell

$2,949

$5,506

$8,063

Median Keyport Tax Bill

$3,915

Median Kitsap County Tax Bill

$4,023

Median Washington Tax Bill

$4,512

Median United States Tax Bill

$2,400

Property Tax Bills Across Keyport, Kitsap County, Washington

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
98345$958$2,507$3,915$7,467$9,808

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Keyport, Washington

How are property taxes calculated in Keyport, Washington?
Property taxes in Keyport, Washington are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Keyport, Washington?
To appeal your property taxes in Keyport, Washington, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Keyport, Washington?
Common property tax exemptions in Keyport, Washington include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Keyport, Washington?
Property tax deadlines in Keyport, Washington vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Keyport, Washington?
Ownwell provides professional property tax appeal services in Keyport, Washington. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.