Gig Harbor, Pierce County, Washington Property Taxes
Property Taxes in Gig Harbor, Washington
Median Gig Harbor, Washington effective property tax rate: 0.89%, significantly lower than the national median of 1.02%, and lower than the Washington state median of 0.92%.
Median Gig Harbor, Washington home value: $718,100
Median annual Gig Harbor, Washington tax bill: $6,180, $3,780 higher than the national median property tax bill of $2,400.
How are property taxes in Pierce calculated?
Property taxes in Gig Harbor, Washington are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Gig Harbor's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gig Harbor, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Gig Harbor, Pierce County, Washington Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.89%
Estimate Property Tax Bill
$6,391
$5,931
$774
Average Annual Tax Savings
How Does the Gig Harbor Property Tax Calculator Work?
Use this Gig Harbor property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Gig Harbor's median effective tax rate of 0.89% — based on actual property records in Pierce County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gig Harbor's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Gig Harbor: rates range from $4,197.00 in 98329 to $6,752.00 in 98335, primarily due to differences in school district levies and local assessment districts.
Gig Harbor's median property tax bill of $6,180 is higher than Washington's median bill by $3,780, even though the city's median tax rate is lower than the state median rate of 0.92%. If your estimate is higher than expected, Ownwell can appeal your Gig Harbor assessment — you only pay if we save you money.
About Gig Harbor Property Taxes
About Property Taxes in Gig Harbor, Pierce, Washington
Gig Harbor's median effective property tax rate of 0.89% is lower than the Washington state median of 0.92% and lower than the national median of 1.02%. This rate reflects the Pierce County base levy combined with local school district levies and Local improvement districts (LIDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Gig Harbor. Homeowners in ZIP code 98332 carry a median effective rate of 0.90%, while those in 98329 pay 0.84%. This spread — 0.06 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Pierce County. Understanding which part of Gig Harbor you live in can make a meaningful difference to your annual tax bill.
Gig Harbor homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before August 26, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Gig Harbor, Pierce County, Washington
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Gig Harbor's effective property tax rate to other cities in Washington and the median property tax rates in Washington and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gig Harbor Tax Rate
0.89%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pierce County Tax Rate
1.01%
Median Effective Washington Tax Rate
0.92%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Gig Harbor, Pierce County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 98329 | 0.80% | 0.82% | 0.84% | 0.89% | 0.90% |
| 98332 | 0.80% | 0.82% | 0.90% | 0.92% | 0.93% |
| 98335 | 0.79% | 0.85% | 0.89% | 0.92% | 0.93% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Gig Harbor, Pierce County, Washington
When examining property taxes in Gig Harbor, Washington, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pierce County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in June each year and typically reach your mailbox by the middle of the month. Each property owner receives a notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Gig Harbor is $718,100, with tax bills ranging significantly across the county. Zip code 98335 has the highest median home price at $778,750.
Property Tax Assessment Values Across Gig Harbor, Pierce County, Washington
Source: Ownwell
$32,800
$505,600
$978,400
Median Gig Harbor Market Value
$718,100
Median Pierce County Market Value
$495,600
Median Washington Market Value
$501,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Gig Harbor, Pierce County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 98329 | $274,350 | $390,325 | $500,050 | $664,425 | $909,690 |
| 98332 | $467,240 | $603,100 | $768,100 | $1,030,500 | $1,412,460 |
| 98335 | $497,430 | $608,300 | $778,750 | $1,048,925 | $1,546,290 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Gig Harbor, Pierce County, Washington
Property tax bills in Gig Harbor are based on the assessed value of a home and the local tax rate set by Pierce County and other taxing authorities. When a home’s market value rises, the assessed value can rise too, which can increase the bill. For Gig Harbor homeowners, the median home price is $718,100, and tax bills vary widely across the city, with the 25th percentile at $4,747, the 75th percentile at $8,522, and the 90th percentile at $12,225.
What does this mean for homeowners? Higher assessed values can lead to higher annual costs, even when a home has not changed much physically. The highest median tax bill in the area is $6,752 in zip code 98335, while the lowest is $4,197 in zip code 98329.
Ownwell helps homeowners lower property tax bills by reviewing assessments and filing appeals when a home is overassessed. If your bill seems too high, Ownwell can help you challenge it and seek savings.
Median Gig Harbor Tax Bill
$6,180
Median Pierce County Tax Bill
$4,961
Median Washington Tax Bill
$4,512
Median United States Tax Bill
$2,400
Property Tax Bills Across Gig Harbor, Pierce County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 98329 | $1,537 | $3,189 | $4,197 | $5,678 | $7,565 |
| 98332 | $3,691 | $5,255 | $6,547 | $9,131 | $12,505 |
| 98335 | $4,016 | $5,316 | $6,752 | $9,200 | $13,845 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 26 |
| Tax Bill | |
| Issued | February 10 |
| Due Date #1 | April 30 |
| Due Date #2 | October 31 |
Links | |
|---|---|
| Pierce Tax Assessor | |
| Phone | (253) 798-6111 |
| Website | atip.piercecountywa.gov |
| pcatr@piercecountywa.gov | |